Navigating the financial network of MADHYA PRADESH requires precision and verified data. The Bank of IndiaBAIJAGWADA branch in BAIJAGWADA DIST DEWAS is a sophisticated facility designed to meet the evolving demands of modern commerce. From personal savings management to corporate liquidity solutions, this branch maintains the high standards of banking excellence synonymous with Bank of India.Institutional settlements are powered by the unique IFSC BKID0008927, specifically allocated to the Bank of India BAIJAGWADA facility in BAIJAGWADA DIST DEWAS. This code distinguishes this branch from thousands of others in MADHYA PRADESH, enabling the automated routing of NEFT and IMPS payments. Always verify this code against your passbook to ensure it matches the current active registry.Beyond its digital capabilities, the BAIJAGWADA branch provides comprehensive on-ground support, including loan advisory, wealth management, and physical document processing. For customers in BAIJAGWADA DIST DEWAS, visiting this branch offers the benefit of personalized assistance from trained banking professionals who understand the local financial climate.
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Practical Guide
How to Use IFSC Code BKID0008927
Follow these step-by-step instructions to use the IFSC code BKID0008927 for sending money to Bank of India BAIJAGWADA branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Bank of India
Enter IFSC Code: BKID0008927
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: BKID0008927
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: BKID0008927
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BKID0008927
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Bank of India
About Bank of India BAIJAGWADA
Bank of India BAIJAGWADA branch is a fully operational banking facility located in BAIJAGWADA DIST DEWAS, MADHYA PRADESH.
Identified by the IFSC code BKID0008927, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 008927 is unique to this specific location, while the prefix BKID identifies Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in BAIJAGWADA DIST DEWAS, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Bank of India BAIJAGWADA branch in BAIJAGWADA DIST DEWAS.
What is the IFSC code of Bank of India BAIJAGWADA branch?
The IFSC code of Bank of India BAIJAGWADA branch located in BAIJAGWADA DIST DEWAS, MADHYA PRADESH is BKID0008927. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'BKID' identify the bank, while the last six digits '008927' identify this specific branch.
What is the MICR code of Bank of India BAIJAGWADA?
The MICR (Magnetic Ink Character Recognition) code of Bank of India BAIJAGWADA is 455013501. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Bank of India BAIJAGWADA?
The BSR (Basic Statistical Return) code of Bank of India BAIJAGWADA in BAIJAGWADA DIST DEWAS is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Bank of India BAIJAGWADA.
What is the SWIFT code of Bank of India BAIJAGWADA for international transfers?
The SWIFT/BIC code for Bank of India BAIJAGWADA is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Bank of India account in BAIJAGWADA DIST DEWAS, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to receive international wire transfer at Bank of India BAIJAGWADA?
To receive an international wire transfer at Bank of India BAIJAGWADA in BAIJAGWADA DIST DEWAS: (1) Provide the sender your full name, account number, and SWIFT code available upon branch request, (2) Also provide your complete branch address in BAIJAGWADA DIST DEWAS, MADHYA PRADESH, (3) The sender's bank will use the SWIFT code to route funds to Bank of India. SWIFT transfers typically take 1-5 business days. For large remittances, check if Bank of India has a correspondent banking relationship with the sender's country.
How to use BSR code of Bank of India BAIJAGWADA for TDS payment?
To pay TDS using Bank of India BAIJAGWADA BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Bank of India as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Bank of India BAIJAGWADA (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
How to open a savings account at Bank of India BAIJAGWADA in BAIJAGWADA DIST DEWAS?
To open a savings account at Bank of India BAIJAGWADA in BAIJAGWADA DIST DEWAS: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Bank of India's official website. The IFSC code for your new account will be BKID0008927.
Can I do IMPS transfer to Bank of India BAIJAGWADA using IFSC BKID0008927?
Yes, you can use IFSC code BKID0008927 to send money via IMPS (Immediate Payment Service) to accounts at Bank of India BAIJAGWADA in BAIJAGWADA DIST DEWAS. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
Is Bank of India BAIJAGWADA safe for large RTGS transfers above ₹2 lakh?
Bank of India BAIJAGWADA (IFSC: BKID0008927) is an RBI-regulated branch in BAIJAGWADA DIST DEWAS, MADHYA PRADESH. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC BKID0008927 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
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