Detailed profile for Bank of IndiaLAXMIPUR in GANJAM, ODISHA. This facility serves as a vital touchpoint for customers seeking verified banking credentials and physical branch assistance. Part of a vast national network, the branch is equipped to facilitate large-volume fund movements and retail banking operations.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code BKID0005138. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at Bank of India LAXMIPUR. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the GANJAM network.Dedicated to financial inclusion, Bank of India LAXMIPUR continues to expand its reach in GANJAM. For specific inquiries regarding account maintenance or grievance redressal, customers are encouraged to use the authenticated contact details and physical address listed in our verified database for ODISHA.
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Practical Guide
How to Use IFSC Code BKID0005138
Follow these step-by-step instructions to use the IFSC code BKID0005138 for sending money to Bank of India LAXMIPUR branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Bank of India
Enter IFSC Code: BKID0005138
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: BKID0005138
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: BKID0005138
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BKID0005138
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Bank of India
About Bank of India LAXMIPUR
Bank of India LAXMIPUR branch is a fully operational banking facility located in GANJAM, ODISHA.
Identified by the IFSC code BKID0005138, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 005138 is unique to this specific location, while the prefix BKID identifies Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GANJAM, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Bank of India LAXMIPUR branch in GANJAM.
What is the IFSC code of Bank of India LAXMIPUR branch?
The IFSC code of Bank of India LAXMIPUR branch located in GANJAM, ODISHA is BKID0005138. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'BKID' identify the bank, while the last six digits '005138' identify this specific branch.
What is the MICR code of Bank of India LAXMIPUR?
The MICR (Magnetic Ink Character Recognition) code of Bank of India LAXMIPUR is 761013503. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Bank of India LAXMIPUR?
The BSR (Basic Statistical Return) code of Bank of India LAXMIPUR in GANJAM is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Bank of India LAXMIPUR.
What is the SWIFT code of Bank of India LAXMIPUR for international transfers?
The SWIFT/BIC code for Bank of India LAXMIPUR is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Bank of India account in GANJAM, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to open a savings account at Bank of India LAXMIPUR in GANJAM?
To open a savings account at Bank of India LAXMIPUR in GANJAM: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Bank of India's official website. The IFSC code for your new account will be BKID0005138.
How to find nearest ATM of Bank of India in GANJAM?
To find the nearest Bank of India ATM in GANJAM, ODISHA: (1) Use Google Maps — search 'Bank of India ATM near GANJAM', (2) Visit Bank of India's official website ATM locator section, (3) Use our 'Find Nearby ATM' button on this page which opens Google Maps with pre-filled search. You can also call Bank of India's toll-free number to find the nearest ATM to Bank of India LAXMIPUR in GANJAM.
What are the working hours of Bank of India LAXMIPUR in GANJAM?
Bank of India LAXMIPUR branch in GANJAM, ODISHA generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Bank of India's toll-free helpline to confirm holiday timings.
How to file a complaint against Bank of India LAXMIPUR in GANJAM?
To file a complaint against Bank of India LAXMIPUR in GANJAM: (1) Contact the Branch Manager directly, (2) Call Bank of India's toll-free customer care, (3) Submit complaint on Bank of India's official website, (4) Email the Nodal Officer. If unresolved within 30 days, escalate to the RBI Banking Ombudsman at cms.rbi.org.in. Keep your account number and branch IFSC BKID0005138 ready when filing. RBI Ombudsman service is free of charge.
How to receive international wire transfer at Bank of India LAXMIPUR?
To receive an international wire transfer at Bank of India LAXMIPUR in GANJAM: (1) Provide the sender your full name, account number, and SWIFT code available upon branch request, (2) Also provide your complete branch address in GANJAM, ODISHA, (3) The sender's bank will use the SWIFT code to route funds to Bank of India. SWIFT transfers typically take 1-5 business days. For large remittances, check if Bank of India has a correspondent banking relationship with the sender's country.
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