Navigating the financial network of ODISHA requires precision and verified data. The Bank of IndiaPAILIPADA branch in GANJAM is a sophisticated facility designed to meet the evolving demands of modern commerce. From personal savings management to corporate liquidity solutions, this branch maintains the high standards of banking excellence synonymous with Bank of India.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code BKID0005137. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at Bank of India PAILIPADA. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the GANJAM network.This branch remains a cornerstone of the Bank of India network in the GANJAM region. We recommend double-checking all credential data before finalizing high-value transfers. For further assistance, the branch staff in ODISHA are available during standard banking hours to provide manual verification and support.
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Practical Guide
How to Use IFSC Code BKID0005137
Follow these step-by-step instructions to use the IFSC code BKID0005137 for sending money to Bank of India PAILIPADA branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Bank of India
Enter IFSC Code: BKID0005137
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: BKID0005137
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: BKID0005137
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BKID0005137
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Bank of India
About Bank of India PAILIPADA
Bank of India PAILIPADA branch is a fully operational banking facility located in GANJAM, ODISHA.
Identified by the IFSC code BKID0005137, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 005137 is unique to this specific location, while the prefix BKID identifies Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GANJAM, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Bank of India PAILIPADA branch in GANJAM.
What is the IFSC code of Bank of India PAILIPADA branch?
The IFSC code of Bank of India PAILIPADA branch located in GANJAM, ODISHA is BKID0005137. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'BKID' identify the bank, while the last six digits '005137' identify this specific branch.
What is the MICR code of Bank of India PAILIPADA?
The MICR (Magnetic Ink Character Recognition) code of Bank of India PAILIPADA is 761013502. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Bank of India PAILIPADA?
The BSR (Basic Statistical Return) code of Bank of India PAILIPADA in GANJAM is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Bank of India PAILIPADA.
What is the SWIFT code of Bank of India PAILIPADA for international transfers?
The SWIFT/BIC code for Bank of India PAILIPADA is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Bank of India account in GANJAM, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
Can I do IMPS transfer to Bank of India PAILIPADA using IFSC BKID0005137?
Yes, you can use IFSC code BKID0005137 to send money via IMPS (Immediate Payment Service) to accounts at Bank of India PAILIPADA in GANJAM. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
How to find nearest ATM of Bank of India in GANJAM?
To find the nearest Bank of India ATM in GANJAM, ODISHA: (1) Use Google Maps — search 'Bank of India ATM near GANJAM', (2) Visit Bank of India's official website ATM locator section, (3) Use our 'Find Nearby ATM' button on this page which opens Google Maps with pre-filled search. You can also call Bank of India's toll-free number to find the nearest ATM to Bank of India PAILIPADA in GANJAM.
How to send money using NEFT to Bank of India PAILIPADA?
To send money via NEFT to Bank of India PAILIPADA, log into your net banking or mobile app, go to 'Fund Transfer → Add Beneficiary', enter the account number and IFSC code BKID0005137. Select NEFT as the transfer mode, enter the amount, and confirm. NEFT transfers are processed in half-hourly batches and are available 24x7x365 including weekends and holidays since December 2019. There is no minimum or maximum limit for NEFT transfers.
How to use BSR code of Bank of India PAILIPADA for TDS payment?
To pay TDS using Bank of India PAILIPADA BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Bank of India as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Bank of India PAILIPADA (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
What is the difference between IFSC code and MICR code?
IFSC code (BKID0005137) and MICR code are both unique identifiers for Bank of India PAILIPADA but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
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