Detailed profile for Bank of IndiaSANKUDA in GANJAM, ODISHA. This facility serves as a vital touchpoint for customers seeking verified banking credentials and physical branch assistance. Part of a vast national network, the branch is equipped to facilitate large-volume fund movements and retail banking operations.The official 11-character IFSC assigned to this location is BKID0005147. Whether you are using a mobile banking application or an institutional web portal, this code is required to initiate any electronic payout to Bank of India SANKUDA. It facilitates seamless integration with the Reserve Bank of India's centralized payment systems, making it possible to move funds across ODISHA instantly.Dedicated to financial inclusion, Bank of India SANKUDA continues to expand its reach in GANJAM. For specific inquiries regarding account maintenance or grievance redressal, customers are encouraged to use the authenticated contact details and physical address listed in our verified database for ODISHA.
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Practical Guide
How to Use IFSC Code BKID0005147
Follow these step-by-step instructions to use the IFSC code BKID0005147 for sending money to Bank of India SANKUDA branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Bank of India
Enter IFSC Code: BKID0005147
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: BKID0005147
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: BKID0005147
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BKID0005147
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Bank of India
About Bank of India SANKUDA
Bank of India SANKUDA branch is a fully operational banking facility located in GANJAM, ODISHA.
Identified by the IFSC code BKID0005147, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 005147 is unique to this specific location, while the prefix BKID identifies Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GANJAM, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Bank of India SANKUDA branch in GANJAM.
What is the IFSC code of Bank of India SANKUDA branch?
The IFSC code of Bank of India SANKUDA branch located in GANJAM, ODISHA is BKID0005147. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'BKID' identify the bank, while the last six digits '005147' identify this specific branch.
What is the MICR code of Bank of India SANKUDA?
The MICR (Magnetic Ink Character Recognition) code of Bank of India SANKUDA is 761013504. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Bank of India SANKUDA?
The BSR (Basic Statistical Return) code of Bank of India SANKUDA in GANJAM is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Bank of India SANKUDA.
What is the SWIFT code of Bank of India SANKUDA for international transfers?
The SWIFT/BIC code for Bank of India SANKUDA is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Bank of India account in GANJAM, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to receive international wire transfer at Bank of India SANKUDA?
To receive an international wire transfer at Bank of India SANKUDA in GANJAM: (1) Provide the sender your full name, account number, and SWIFT code available upon branch request, (2) Also provide your complete branch address in GANJAM, ODISHA, (3) The sender's bank will use the SWIFT code to route funds to Bank of India. SWIFT transfers typically take 1-5 business days. For large remittances, check if Bank of India has a correspondent banking relationship with the sender's country.
How to file a complaint against Bank of India SANKUDA in GANJAM?
To file a complaint against Bank of India SANKUDA in GANJAM: (1) Contact the Branch Manager directly, (2) Call Bank of India's toll-free customer care, (3) Submit complaint on Bank of India's official website, (4) Email the Nodal Officer. If unresolved within 30 days, escalate to the RBI Banking Ombudsman at cms.rbi.org.in. Keep your account number and branch IFSC BKID0005147 ready when filing. RBI Ombudsman service is free of charge.
How to send money using NEFT to Bank of India SANKUDA?
To send money via NEFT to Bank of India SANKUDA, log into your net banking or mobile app, go to 'Fund Transfer → Add Beneficiary', enter the account number and IFSC code BKID0005147. Select NEFT as the transfer mode, enter the amount, and confirm. NEFT transfers are processed in half-hourly batches and are available 24x7x365 including weekends and holidays since December 2019. There is no minimum or maximum limit for NEFT transfers.
Is Bank of India SANKUDA safe for large RTGS transfers above ₹2 lakh?
Bank of India SANKUDA (IFSC: BKID0005147) is an RBI-regulated branch in GANJAM, ODISHA. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC BKID0005147 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
How to use BSR code of Bank of India SANKUDA for TDS payment?
To pay TDS using Bank of India SANKUDA BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Bank of India as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Bank of India SANKUDA (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
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