Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES
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BARU PHATAK, DISTT. NIRMAR WES · BARUPHATAK, MADHYA PRADESH
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Branch Intelligence
The Punjab National BankBARU PHATAK, DISTT. NIRMAR WES branch represents a significant node in India's digital banking revolution. Located in the heart of BARUPHATAK, MADHYA PRADESH, it offers a secure environment for all your monetary requirements. This branch is recognized for its commitment to providing real-time financial services and adhering to strict regulatory protocols.To ensure frictionless electronic payments, Punjab National Bank has designated the IFSC PUNB0132000 for its BARU PHATAK, DISTT. NIRMAR WES branch in BARUPHATAK. This identifier is essential for mapping your transactions within the national clearing system. It supports high-frequency digital transfers and is a prerequisite for adding this branch as a beneficiary in any Indian banking interface.Beyond its digital capabilities, the BARU PHATAK, DISTT. NIRMAR WES branch provides comprehensive on-ground support, including loan advisory, wealth management, and physical document processing. For customers in BARUPHATAK, visiting this branch offers the benefit of personalized assistance from trained banking professionals who understand the local financial climate.
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Practical Guide
How to Use IFSC Code PUNB0132000
Follow these step-by-step instructions to use the IFSC code PUNB0132000 for sending money to Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Punjab National Bank
Enter IFSC Code: PUNB0132000
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: PUNB0132000
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: PUNB0132000
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC PUNB0132000
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Punjab National Bank
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Punjab National Bank
About Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES
Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES branch is a fully operational banking facility located in BARUPHATAK, MADHYA PRADESH.
Identified by the IFSC code PUNB0132000, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 132000 is unique to this specific location, while the prefix PUNB identifies Punjab National Bank across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in BARUPHATAK, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES branch in BARUPHATAK.
What is the IFSC code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES branch?
The IFSC code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES branch located in BARUPHATAK, MADHYA PRADESH is PUNB0132000. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'PUNB' identify the bank, while the last six digits '132000' identify this specific branch.
What is the MICR code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES?
The MICR (Magnetic Ink Character Recognition) code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES is 451024501. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES?
The BSR (Basic Statistical Return) code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES in BARUPHATAK is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES.
What is the SWIFT code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES for international transfers?
The SWIFT/BIC code for Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Punjab National Bank account in BARUPHATAK, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to use BSR code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES for TDS payment?
To pay TDS using Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Punjab National Bank as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
What is the difference between IFSC code and MICR code?
IFSC code (PUNB0132000) and MICR code are both unique identifiers for Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
How to open a savings account at Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES in BARUPHATAK?
To open a savings account at Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES in BARUPHATAK: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Punjab National Bank's official website. The IFSC code for your new account will be PUNB0132000.
How to receive international wire transfer at Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES?
To receive an international wire transfer at Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES in BARUPHATAK: (1) Provide the sender your full name, account number, and SWIFT code available upon branch request, (2) Also provide your complete branch address in BARUPHATAK, MADHYA PRADESH, (3) The sender's bank will use the SWIFT code to route funds to Punjab National Bank. SWIFT transfers typically take 1-5 business days. For large remittances, check if Punjab National Bank has a correspondent banking relationship with the sender's country.
What are the working hours of Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES in BARUPHATAK?
Punjab National Bank BARU PHATAK, DISTT. NIRMAR WES branch in BARUPHATAK, MADHYA PRADESH generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Punjab National Bank's toll-free helpline to confirm holiday timings.
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