Welcome to the high-trust institutional registry for Union Bank of India. The S V MEDICAL COLLEGE branch, situated in the thriving economic landscape of CHITTOOR, serves as a pivotal financial gateway for residents and businesses across ANDHRA PRADESH. As an integral part of the Indian banking ecosystem, this branch facilitates critical fiscal operations and consumer-facing services.Institutional settlements are powered by the unique IFSC UBIN0805203, specifically allocated to the Union Bank of India S V MEDICAL COLLEGE facility in CHITTOOR. This code distinguishes this branch from thousands of others in ANDHRA PRADESH, enabling the automated routing of NEFT and IMPS payments. Always verify this code against your passbook to ensure it matches the current active registry.The CHITTOOR office of Union Bank of India is committed to upholding the highest standards of customer service and fiscal transparency. Residents of ANDHRA PRADESH can utilize this branch for a variety of products, ranging from term deposits to specialized agricultural or business credit lines, all managed under the latest RBI-mandated safety protocols.
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Practical Guide
How to Use IFSC Code UBIN0805203
Follow these step-by-step instructions to use the IFSC code UBIN0805203 for sending money to Union Bank of India S V MEDICAL COLLEGE branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Union Bank of India
Enter IFSC Code: UBIN0805203
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: UBIN0805203
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: UBIN0805203
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UBIN0805203
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Union Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Union Bank of India
About Union Bank of India S V MEDICAL COLLEGE
Union Bank of India S V MEDICAL COLLEGE branch is a fully operational banking facility located in CHITTOOR, ANDHRA PRADESH.
Identified by the IFSC code UBIN0805203, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 805203 is unique to this specific location, while the prefix UBIN identifies Union Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in CHITTOOR, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Union Bank of India S V MEDICAL COLLEGE branch in CHITTOOR.
What is the IFSC code of Union Bank of India S V MEDICAL COLLEGE branch?
The IFSC code of Union Bank of India S V MEDICAL COLLEGE branch located in CHITTOOR, ANDHRA PRADESH is UBIN0805203. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'UBIN' identify the bank, while the last six digits '805203' identify this specific branch.
What is the MICR code of Union Bank of India S V MEDICAL COLLEGE?
The MICR (Magnetic Ink Character Recognition) code of Union Bank of India S V MEDICAL COLLEGE is available on your cheque leaf. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Union Bank of India S V MEDICAL COLLEGE?
The BSR (Basic Statistical Return) code of Union Bank of India S V MEDICAL COLLEGE in CHITTOOR is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Union Bank of India S V MEDICAL COLLEGE.
What is the SWIFT code of Union Bank of India S V MEDICAL COLLEGE for international transfers?
The SWIFT/BIC code for Union Bank of India S V MEDICAL COLLEGE is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Union Bank of India account in CHITTOOR, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to open a savings account at Union Bank of India S V MEDICAL COLLEGE in CHITTOOR?
To open a savings account at Union Bank of India S V MEDICAL COLLEGE in CHITTOOR: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Union Bank of India's official website. The IFSC code for your new account will be UBIN0805203.
Can I do IMPS transfer to Union Bank of India S V MEDICAL COLLEGE using IFSC UBIN0805203?
Yes, you can use IFSC code UBIN0805203 to send money via IMPS (Immediate Payment Service) to accounts at Union Bank of India S V MEDICAL COLLEGE in CHITTOOR. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
How to use BSR code of Union Bank of India S V MEDICAL COLLEGE for TDS payment?
To pay TDS using Union Bank of India S V MEDICAL COLLEGE BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Union Bank of India as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Union Bank of India S V MEDICAL COLLEGE (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
What is the difference between IFSC code and MICR code?
IFSC code (UBIN0805203) and MICR code are both unique identifiers for Union Bank of India S V MEDICAL COLLEGE but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
What are the working hours of Union Bank of India S V MEDICAL COLLEGE in CHITTOOR?
Union Bank of India S V MEDICAL COLLEGE branch in CHITTOOR, ANDHRA PRADESH generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Union Bank of India's toll-free helpline to confirm holiday timings.
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