As a cornerstone of the financial infrastructure in GWALIOR, the Central Bank of IndiaGIRD GWALIOR location provides essential connectivity to the national clearing grid. Strategically located in MADHYA PRADESH, this branch supports a diverse range of banking activities, ensuring that every transaction—whether local or inter-state—is handled with institutional integrity.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code CBIN0281682. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at Central Bank of India GIRD GWALIOR. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the GWALIOR network.Dedicated to financial inclusion, Central Bank of India GIRD GWALIOR continues to expand its reach in GWALIOR. For specific inquiries regarding account maintenance or grievance redressal, customers are encouraged to use the authenticated contact details and physical address listed in our verified database for MADHYA PRADESH.
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Practical Guide
How to Use IFSC Code CBIN0281682
Follow these step-by-step instructions to use the IFSC code CBIN0281682 for sending money to Central Bank of India GIRD GWALIOR branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Central Bank of India
Enter IFSC Code: CBIN0281682
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: CBIN0281682
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: CBIN0281682
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC CBIN0281682
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Central Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Central Bank of India
About Central Bank of India GIRD GWALIOR
Central Bank of India GIRD GWALIOR branch is a fully operational banking facility located in GWALIOR, MADHYA PRADESH.
Identified by the IFSC code CBIN0281682, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 281682 is unique to this specific location, while the prefix CBIN identifies Central Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GWALIOR, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Central Bank of India GIRD GWALIOR branch in GWALIOR.
What is the IFSC code of Central Bank of India GIRD GWALIOR branch?
The IFSC code of Central Bank of India GIRD GWALIOR branch located in GWALIOR, MADHYA PRADESH is CBIN0281682. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'CBIN' identify the bank, while the last six digits '281682' identify this specific branch.
What is the MICR code of Central Bank of India GIRD GWALIOR?
The MICR (Magnetic Ink Character Recognition) code of Central Bank of India GIRD GWALIOR is 474016004. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Central Bank of India GIRD GWALIOR?
The BSR (Basic Statistical Return) code of Central Bank of India GIRD GWALIOR in GWALIOR is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Central Bank of India GIRD GWALIOR.
What is the SWIFT code of Central Bank of India GIRD GWALIOR for international transfers?
The SWIFT/BIC code for Central Bank of India GIRD GWALIOR is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Central Bank of India account in GWALIOR, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
Is Central Bank of India GIRD GWALIOR safe for large RTGS transfers above ₹2 lakh?
Central Bank of India GIRD GWALIOR (IFSC: CBIN0281682) is an RBI-regulated branch in GWALIOR, MADHYA PRADESH. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC CBIN0281682 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
How to open a savings account at Central Bank of India GIRD GWALIOR in GWALIOR?
To open a savings account at Central Bank of India GIRD GWALIOR in GWALIOR: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Central Bank of India's official website. The IFSC code for your new account will be CBIN0281682.
Can I do IMPS transfer to Central Bank of India GIRD GWALIOR using IFSC CBIN0281682?
Yes, you can use IFSC code CBIN0281682 to send money via IMPS (Immediate Payment Service) to accounts at Central Bank of India GIRD GWALIOR in GWALIOR. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
What is the difference between IFSC code and MICR code?
IFSC code (CBIN0281682) and MICR code are both unique identifiers for Central Bank of India GIRD GWALIOR but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
How to use BSR code of Central Bank of India GIRD GWALIOR for TDS payment?
To pay TDS using Central Bank of India GIRD GWALIOR BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Central Bank of India as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Central Bank of India GIRD GWALIOR (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
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