Welcome to the high-trust institutional registry for Central Bank of India. The JANAKGANJ branch, situated in the thriving economic landscape of GWALIOR, serves as a pivotal financial gateway for residents and businesses across MADHYA PRADESH. As an integral part of the Indian banking ecosystem, this branch facilitates critical fiscal operations and consumer-facing services.Institutional settlements are powered by the unique IFSC CBIN0281834, specifically allocated to the Central Bank of India JANAKGANJ facility in GWALIOR. This code distinguishes this branch from thousands of others in MADHYA PRADESH, enabling the automated routing of NEFT and IMPS payments. Always verify this code against your passbook to ensure it matches the current active registry.The GWALIOR office of Central Bank of India is committed to upholding the highest standards of customer service and fiscal transparency. Residents of MADHYA PRADESH can utilize this branch for a variety of products, ranging from term deposits to specialized agricultural or business credit lines, all managed under the latest RBI-mandated safety protocols.
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Practical Guide
How to Use IFSC Code CBIN0281834
Follow these step-by-step instructions to use the IFSC code CBIN0281834 for sending money to Central Bank of India JANAKGANJ branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Central Bank of India
Enter IFSC Code: CBIN0281834
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: CBIN0281834
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: CBIN0281834
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC CBIN0281834
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Central Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Central Bank of India
About Central Bank of India JANAKGANJ
Central Bank of India JANAKGANJ branch is a fully operational banking facility located in GWALIOR, MADHYA PRADESH.
Identified by the IFSC code CBIN0281834, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 281834 is unique to this specific location, while the prefix CBIN identifies Central Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GWALIOR, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Central Bank of India JANAKGANJ branch in GWALIOR.
What is the IFSC code of Central Bank of India JANAKGANJ branch?
The IFSC code of Central Bank of India JANAKGANJ branch located in GWALIOR, MADHYA PRADESH is CBIN0281834. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'CBIN' identify the bank, while the last six digits '281834' identify this specific branch.
What is the MICR code of Central Bank of India JANAKGANJ?
The MICR (Magnetic Ink Character Recognition) code of Central Bank of India JANAKGANJ is 474016002. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Central Bank of India JANAKGANJ?
The BSR (Basic Statistical Return) code of Central Bank of India JANAKGANJ in GWALIOR is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Central Bank of India JANAKGANJ.
What is the SWIFT code of Central Bank of India JANAKGANJ for international transfers?
The SWIFT/BIC code for Central Bank of India JANAKGANJ is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Central Bank of India account in GWALIOR, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to use BSR code of Central Bank of India JANAKGANJ for TDS payment?
To pay TDS using Central Bank of India JANAKGANJ BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Central Bank of India as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Central Bank of India JANAKGANJ (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
What is the difference between IFSC code and MICR code?
IFSC code (CBIN0281834) and MICR code are both unique identifiers for Central Bank of India JANAKGANJ but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
How to receive international wire transfer at Central Bank of India JANAKGANJ?
To receive an international wire transfer at Central Bank of India JANAKGANJ in GWALIOR: (1) Provide the sender your full name, account number, and SWIFT code available upon branch request, (2) Also provide your complete branch address in GWALIOR, MADHYA PRADESH, (3) The sender's bank will use the SWIFT code to route funds to Central Bank of India. SWIFT transfers typically take 1-5 business days. For large remittances, check if Central Bank of India has a correspondent banking relationship with the sender's country.
What are the working hours of Central Bank of India JANAKGANJ in GWALIOR?
Central Bank of India JANAKGANJ branch in GWALIOR, MADHYA PRADESH generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Central Bank of India's toll-free helpline to confirm holiday timings.
Is Central Bank of India JANAKGANJ safe for large RTGS transfers above ₹2 lakh?
Central Bank of India JANAKGANJ (IFSC: CBIN0281834) is an RBI-regulated branch in GWALIOR, MADHYA PRADESH. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC CBIN0281834 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
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