MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "110027"

0 branches found

MICR 110012284

Bank of Baroda — RAJOURI GARDEN

WEST DELHI, DELHI

BARB0DBRAJO

MICR 110012023

Bank of Baroda — NAJAFGARH BRANCH

DELHI, DELHI

BARB0NAJAFG

MICR 110012157

Bank of Baroda — SUBHASH NAGAR

DELHI, DELHI

BARB0SUBDEL

MICR 110012372

Bank of Baroda — RAJOURI GARDEN

WEST DELHI, DELHI

BARB0VJRAGA

MICR 110750040

Bandhan Bank — RAJOURI GARDEN

WEST DELHI, DELHI

BDBL0002086

MICR

City Union Bank — NEW DELHI RAJOURI GARDEN

DELHI, DELHI

CIUB0000892

MICR 110545003

Capital Small Finance Bank — RAJOURI GARDEN, DELHI

DELHI, DELHI

CLBL0000097

MICR

Canara Bank — RAH RAJOURI GARDEN

WEST DELHI, DELHI

CNRB0003345

MICR 110047021

Catholic Syrian Bank — RAJOURI GARDEN

WEST DELHI, DELHI

CSBK0000603

MICR 110072014

DCB Bank — RAJOURI GARDEN

DELHI, DELHI

DCBL0000186

MICR 110049019

Federal Bank — RAJOURI GARDENS NEW DELHI

NEW DELHI, DELHI

FDRL0001580

MICR 110240041

HDFC Bank — NEW DELHI - RAJOURI GARDEN

NEW DELHI, DELHI

HDFC0000292

MICR 110240149

HDFC Bank — RAJOURI GARDEN B K DUTT MARKET

NEW DELHI, DELHI

HDFC0001343

MICR 110240207

HDFC Bank — RAJOURI GARDEN C BLOCK

WEST, DELHI

HDFC0005039

MICR 110229276

ICICI Bank — TAGORE GARDEN

DELHI, DELHI

ICIC0003359

MICR 110229369

ICICI Bank — B K DUTT MARKET BRANCH

DELHI, DELHI

ICIC0004581

MICR 110229436

ICICI Bank — DELHI TAGORE GARDEN MAIN ROAD

DELHI, DELHI

ICIC0005012

MICR 110229018

ICICI Bank — NEW DELHIRAJOURI GARDEN

DELHI, DELHI

ICIC0006293

MICR 110229027

ICICI Bank — NEW DELHIUTTAM NAGAR

DELHI, DELHI

ICIC0006301

MICR 110751006

IDFC FIRST Bank — RAJOURI GARDEN BRANCH

WEST DELHI, DELHI

IDFB0020108

MICR 110019011

Indian Bank — J BLOCK RAJOURI GARDEN

WEST DELHI, DELHI

IDIB000R028

MICR 110019152

Indian Bank — A BLOCK RAJOURI GARDEN

WEST DELHI, DELHI

IDIB000R547

MICR 110234183

Indusind Bank — TAGORE GARDEN

WEST DELHI, DELHI

INDB0002073

MICR 110020074

Indian Overseas Bank — NEHRU MARKET RAJOURI GARDEN

DELHI, DELHI

IOBA0002086

MICR 110788008

Jana Small Finance Bank — RAJOURI GARDEN

DELHI, DELHI

JSFB0004753

MICR 110485038

Kotak Mahindra Bank — DELHI - RAJOURI GARDEN

DELHI, DELHI

KKBK0000209

MICR 110485064

Kotak Mahindra Bank — JANAKPURI BRANCH

DELHI, DELHI

KKBK0004578

MICR 110485078

Kotak Mahindra Bank — VISHAL ENCLAVE BRANCH DELHI

DELHI, DELHI

KKBK0004588

MICR 400110027

Municipal Co-operative Bank — CHEMBUR

GREATER BOMBAY, MAHARASHTRA

MUBL0000027

MICR 110023013

Punjab & Sind Bank — RAJOURI GARDEN

DELHI, DELHI

PSIB0000075

MICR 110023097

Punjab & Sind Bank — G H K M SCHOOL TAGORE GARDEN DELHI

DELHI, DELHI

PSIB0000918

MICR 110023133

Punjab & Sind Bank — NEW DELHI SUBHASH NAGAR

DELHI, DELHI

PSIB0021037

MICR

Punjab National Bank — NEW DELHI-VISHAL ENCLAVE

WEST, DELHI

PUNB0041910

MICR

Punjab National Bank — NEW DELHI-TAGORE GARDEN

WEST, DELHI

PUNB0042010

MICR

Punjab National Bank — SHIVAJI ENCLAVE

WEST, DELHI

PUNB0133210

MICR 110176007

RBL Bank — RAJOURI GARDEN, NEW DELHI

DELHI, DELHI

RATN0000142

MICR 110176059

RBL Bank — NAJAFGARH ROAD, RAJOURI GARDEN

NEW DELHI, DELHI

RATN0000435

MICR 110002104

State Bank of India — RAJOURI GARDEN

NEW DELHI, DELHI

SBIN0001705

MICR 811002701

State Bank of India — ALIGANJ

JAMUI, BIHAR

SBIN0002611

MICR 110002121

State Bank of India — SUBHASH NAGAR, DELHI

NEW DELHI, DELHI

SBIN0003437

MICR 110002073

State Bank of India — MAYAPURI DELHI

NEW DELHI, DELHI

SBIN0003479

MICR 811002702

State Bank of India — ASARGANJ

MUNGER, BIHAR

SBIN0003527

MICR 110002080

State Bank of India — RAGHUVEER NAGAR, DELHI

NEW DELHI, DELHI

SBIN0004915

MICR 811002703

State Bank of India — NAWADIH SILPAHARI

JAMUI, BIHAR

SBIN0009012

MICR 110002477

State Bank of India — TOGORE GARDEN, NEW DELHI

NEW DELHI, DELHI

SBIN0011563

MICR 811002704

State Bank of India — TARAPUR

MUNGER, BIHAR

SBIN0012531

MICR 811002705

State Bank of India — SANGRAMPUR

MUNGER, BIHAR

SBIN0012532

MICR 811002706

State Bank of India — HAWELI KHARAGPUR

MUNGER, BIHAR

SBIN0012536

MICR 811002708

State Bank of India — ITAHARI

MUNGER, BIHAR

SBIN0015586

MICR 110002503

State Bank of India — J BLOCK RAJOURI GARDEN

DELHI, DELHI

SBIN0016337

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.