MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "ANDAR"

0 branches found

MICR 400065046

Abhyudaya Co-operative Bank — BHAYANDAR

THANE, MAHARASHTRA

ABHY0065046

MICR 422885519

Ahmednagar District Central Co-operative Bank — SHENDI BHANDARDARA

AHMEDNAGAR, MAHARASHTRA

AHDC0000162

MICR 521143003

Andhra Pradesh State Co-operative Bank — CHALLAPALLI

KRISHNA, ANDHRA PRADESH

APBL0000017

MICR 520650544

Andhra Pradesh State Co-operative Bank — KRISHNA DCC BANK LTD,CHANDARLAPADU

KRISHNA, ANDHRA PRADESH

APBL0006038

MICR 520142001

A.P. Mahesh Co-operative Urban Bank — VIJAYAWADA

KRISHNA, ANDHRA PRADESH

APMC0000901

MICR

Apna Sahakari Bank — GADHINGLAJ

KOLHAPUR, MAHARASHTRA

ASBL0000040

MICR 400098034

Apna Sahakari Bank — AMBERNATH

THANE, MAHARASHTRA

ASBL0000051

MICR 303765003

AU Small Finance Bank — BANDIKUI

BANDIKUI, RAJASTHAN

AUBL0002162

MICR 400765009

AU Small Finance Bank — MIRA ROAD THANE

MUMBAI, MAHARASHTRA

AUBL0002451

MICR 144765003

AU Small Finance Bank — JALANDHAR FOOTBALL CHOWK

JALANDAR, PUNJAB

AUBL0002571

MICR 575765002

AU Small Finance Bank — MANGALURU

DAKSHIN KANNAD, KARNATAKA

AUBL0004215

MICR 322012550

Bank of Baroda — BAHRAUNDA KHURD, RAJASTHAN

SAWAI MADHOPUR, RAJASTHAN

BARB0BAHRAW

MICR 242012507

Bank of Baroda — BAURI, UP

SHAHJAHANPUR, UTTAR PRADESH

BARB0BAUSHA

MICR 441012102

Bank of Baroda — BHANDARA, MAHARASHTRA

BHANDARA, MAHARASHTRA

BARB0BHANDA

MICR 411012050

Bank of Baroda — BHANDARKAR ROAD,PUNE,MP

PUNE, MAHARASHTRA

BARB0BHAPUN

MICR 360012539

Bank of Baroda — ADITYANA

PORBANDAR, GUJARAT

BARB0DBADPO

MICR 364012531

Bank of Baroda — BHANDARIA

BHAVNAGAR, GUJARAT

BARB0DBBDRI

MICR 400012301

Bank of Baroda — BHAYANDAR EAST

THANE, MAHARASHTRA

BARB0DBBHAE

MICR 441012104

Bank of Baroda — BHANDARA

BHANDARA, MAHARASHTRA

BARB0DBBHAN

MICR 400012263

Bank of Baroda — BHAYANDER WEST

THANE, MAHARASHTRA

BARB0DBBHAW

MICR 395012088

Bank of Baroda — SME BRANCH, RING ROAD

SURAT, GUJARAT

BARB0DBBHSU

MICR 383012537

Bank of Baroda — CHANDARNI

SABAR KANTHA, GUJARAT

BARB0DBCNRI

MICR 360012529

Bank of Baroda — FATANA

PORBANDAR, GUJARAT

BARB0DBFATA

MICR 441012509

Bank of Baroda — GONDUMARI

GONDIA, MAHARASHTRA

BARB0DBGARI

MICR 431012404

Bank of Baroda — HINGOLI

HINGOLI, MAHARASHTRA

BARB0DBHOLI

MICR 342012022

Bank of Baroda — BANAR ROAD JODHPUR

JODHPUR, RAJASTHAN

BARB0DBJDRD

MICR 362012535

Bank of Baroda — KUTIYANA

PORBANDAR, GUJARAT

BARB0DBKUTI

MICR 441012505

Bank of Baroda — MOHADI

BHANDARA, MAHARASHTRA

BARB0DBMODI

MICR 362012530

Bank of Baroda — MAHIYARI

PORBANDAR, GUJARAT

BARB0DBMYAR

MICR 360012123

Bank of Baroda — N M PORBANDAR

PORBANDAR, GUJARAT

BARB0DBNMPO

MICR 491012530

Bank of Baroda — PANDARIYA

KABEERDHAM, CHHATTISGARH

BARB0DBPAND

MICR 491012532

Bank of Baroda — PANDATARAI

KABEERDHAM, CHHATTISGARH

BARB0DBPNTR

MICR 360012530

Bank of Baroda — RANAKANDORNA

PORBANDAR, GUJARAT

BARB0DBRANA

MICR 834012503

Bank of Baroda — SUKURHUTTU

RANCHI, JHARKHAND

BARB0DBSUKU

MICR 360012531

Bank of Baroda — TUKDA MIYANI

PORBANDAR, GUJARAT

BARB0DBTUKD

MICR 400012293

Bank of Baroda — UTTAN, THANE

THANE, MAHARASHTRA

BARB0DBUTAN

MICR 360012527

Bank of Baroda — VISAVADA

PORBANDAR, GUJARAT

BARB0DBVJUN

MICR 360012124

Bank of Baroda — WADI PLOT

PORBANDAR, GUJARAT

BARB0DBWADI

MICR 360012121

Bank of Baroda — M.G.ROAD BRANCH

PORBANDAR, GUJARAT

BARB0GANPOR

MICR 360012519

Bank of Baroda — GOSA, GUJARAT

PORBANDAR, GUJARAT

BARB0GOSAXX

MICR 211012151

Bank of Baroda — IMAMGANJ,KAUSHAMBI,UP

KAUSHAMBI, UTTAR PRADESH

BARB0IMAMGA

MICR 411012030

Bank of Baroda — JEJURI,DIST PUNE

PUNE, MAHARASHTRA

BARB0JEJURI

MICR 144012006

Bank of Baroda — MAIHIRANGATE BRANCH

JALANDHAR, PUNJAB

BARB0JULJUL

MICR

Bank of Baroda — KADACHH

PORBANDAR, GUJARAT

BARB0KADACH

MICR 391012505

Bank of Baroda — KANDARI, DIST. VADODARA, GUJARAT

VADODARA, GUJARAT

BARB0KANDAR

MICR 282012016

Bank of Baroda — KHANDARI, AGRA, UP

AGRA, UTTAR PRADESH

BARB0KHAGRA

MICR 322012504

Bank of Baroda — KHANDAR, RAJASTHAN

SAWAI MADHOPUR, RAJASTHAN

BARB0KHANDR

MICR 208012060

Bank of Baroda — SIKANDRA, UP

KANPUR DEHAT, UTTAR PRADESH

BARB0KHOJAP

MICR 411012503

Bank of Baroda — MALSHIRAS, MAHARASHTRA

PUNE, MAHARASHTRA

BARB0MALSHI

MICR 389012528

Bank of Baroda — PANDARWADA, GUJARAT

PANCH MAHALS, GUJARAT

BARB0PANDAR

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.