MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "ARWAL"

0 branches found

MICR 400014251

Ajara Urban Co-operative Bank — DELIEL ROAD

MUMBAI, MAHARASHTRA

AJAR0000005

MICR 391765081

AU Small Finance Bank — BODELI

BODELI, GUJARAT

AUBL0002130

MICR 474765002

AU Small Finance Bank — GWALIOR

GWALIOR, MADHYA PRADESH

AUBL0004190

MICR 400238043

Bassein Catholic Co-operative Bank — NALLASOPARA EAST NEW LINK ROAD

PALGHAR, MAHARASHTRA

BACB0000043

MICR 804012102

Bank of Baroda — ARWAL,BIHAR

ARWAL, BIHAR

BARB0ARWALX

MICR 160012017

Bank of Baroda — BARWALA, HARYANA

PANCHKULA, HARYANA

BARB0BARWAL

MICR 160012041

Bank of Baroda — BADDI

SOLAN, HIMACHAL PRADESH

BARB0DBBADD

MICR 382012570

Bank of Baroda — BARWALA

BOTAD, GUJARAT

BARB0DBBARW

MICR

Bank of Baroda — NEHRU PLACE

NEW DELHI, DELHI

BARB0DBNEHR

MICR 382012545

Bank of Baroda — ROJID

BOTAD, GUJARAT

BARB0DBROJI

MICR 380012160

Bank of Baroda — SOLA ROAD

AHMEDABAD, GUJARAT

BARB0DBSOLA

MICR 382012542

Bank of Baroda — SARANGPURHANUMAN

BOTAD, GUJARAT

BARB0DBSRNG

MICR

Bank of Baroda — ISHARWAL

BHIWANI, HARYANA

BARB0ISHARW

MICR 180012003

Bank of Baroda — NARWAL BR, JAMMU

JAMMU, JAMMU AND KASHMIR

BARB0NARJAM

MICR 327012511

Bank of Baroda — NARWALI, RAJASTHAN

BANSWARA, RAJASTHAN

BARB0NARWAL

MICR 110012142

Bank of Baroda — NETAJI SUBHASH PLACE, DELHI

DELHI, DELHI

BARB0NETAJI

MICR 335012104

Bank of Baroda — BRANCH

BIKANER, RAJASTHAN

BARB0NOHARX

MICR 248012015

Bank of Baroda — BRANCH

RAIPUR, UTTARAKHAND

BARB0RAIDEH

MICR 110012189

Bank of Baroda — RANI BAGH DELHI

DELHI, DELHI

BARB0RANDEL

MICR 121012454

Bank of Baroda — PALWAL

PALWAL, HARYANA

BARB0VJPALW

MICR 410112002

Bharat Co-operative Bank — LONAVALA

PUNE, MAHARASHTRA

BCBM0000065

MICR 785750203

Bandhan Bank — SIBSAGAR

Bank of India — MAZGAON

MUMBAI, MAHARASHTRA

BKID0000070

MICR 804013102

Bank of India — ARWAL

ARWAL, BIHAR

BKID0004477

MICR 804013602

Bank of India — BAIDRABAD

BAIDRABAD DISTARWAL, BIHAR

BKID0004483

MICR 804013601

Bank of India — BAHADURPUR

BAHADURPUR DISTARWAL, BIHAR

BKID0004484

MICR 826013009

Bank of India — KANDRA INDUSTRIAL ESTATE

GOVINDAPUR DHANBAD, JHARKHAND

BKID0004733

MICR 804013002

Bank of India — JEHANABAD

PATNA, BIHAR

BKID0004976

MICR 142013104

Bank of India — MUDKI

FEROZPUR, PUNJAB

BKID0006582

MICR 305013005

Bank of India — MAKARWALI ROAD

AJMER, RAJASTHAN

BKID0006664

MICR 249013102

Bank of India — RISHIKESH

MUNI KI RETI DIST TEHRI GARWAL, UTTARAKHAND

BKID0006942

MICR 208013020

Bank of India — NARWAL

NARWAL DIST KANPUR, UTTAR PRADESH

BKID0006962

MICR 241013528

Bank of India — ARWAL WEST

HARDOI, UTTAR PRADESH

BKID0007432

MICR 226013515

Bank of India — HAIDERGARH

HAIDERGARH, UTTAR PRADESH

BKID0007501

MICR 180013004

Bank of India — GANGYAL

SATWARI JAMMU KASHMIR, JAMMU AND KASHMIR

BKID0007911

MICR 457653537

Bank of India — MPGB PARWALIYA

JHABUA, MADHYA PRADESH

BKID0MG5021

MICR 457653152

Bank of India — MPGB SONDWA

ALIRAJPUR, MADHYA PRADESH

BKID0MG5055

MICR 360016003

Central Bank of India — BEDI PARA, RAJKOT

RAJKOT, GUJARAT

CBIN0281051

MICR 160016013

Central Bank of India — BARWALA

PANCHKULA, HARYANA

CBIN0281058

MICR 221016012

Central Bank of India — MANGRI BAZAR

VARANASI, UTTAR PRADESH

CBIN0281306

MICR 246016702

Central Bank of India — PAURI

GARHWAL, UTTARAKHAND

CBIN0282583

MICR 180016004

Central Bank of India — NEW SUBZIMANDI JAMMU

JAMMU, JAMMU AND KASHMIR

CBIN0282825

MICR 110016106

Central Bank of India — BARWALA

DELHI, DELHI

CBIN0283327

MICR 400016094

Central Bank of India — VASANT VIHAR

THANE, MAHARASHTRA

CBIN0283330

MICR 160016020

Central Bank of India — DERABASSI

PATIALA, PUNJAB

CBIN0283646

MICR 804016102

Central Bank of India — ARWAL

ARWAL, BIHAR

CBIN0284387

MICR 110016162

Central Bank of India — BAKKARWALA

DELHI, DELHI

CBIN0284902

MICR

Central Bank of India — DHANBAD REGIONAL OFFICE

DHANBAD, JHARKHAND

CBIN0287024

MICR

City Union Bank — BHIWADI

ALWAR, RAJASTHAN

CIUB0000729

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.