MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "BAJRA"

0 branches found

MICR 431012008

Bank of Baroda — CIDCO, AURANGABAD,MH

AURANGABAD, MAHARASHTRA

BARB0CIDAUR

MICR 249012006

Bank of Baroda — HARIDWAR

HARIDWAR, UTTARAKHAND

BARB0DBHARI

MICR 262012651

Bank of Baroda — LOHAGHAT

CHAMPAWAT, UTTARAKHAND

BARB0LOHAGH

MICR 322012003

Bank of Baroda — SAWAI MADHOPUR, RAJASTHAN

SAWAIMADHOPUR, RAJASTHAN

BARB0SAWAIM

MICR 306012505

Bank of Baroda — SOJAT CITY, RAJASTHAN

PALI, RAJASTHAN

BARB0SOJATX

MICR 493012502

Bank of Baroda — TILDA,RAIPUR,CHHATTISGARH

TILDA, CHANDIGARH

BARB0TILDAX

MICR 363012112

Bank of Baroda — HALVAD

MORBI, GUJARAT

BARB0VJHALV

MICR 491750101

Bandhan Bank — RAJNANDGAON

RAJNANDGAON, CHHATTISGARH

BDBL0001550

MICR 753750003

Bandhan Bank — BAJRAKBATI ROAD, CUTTACK

CUTTACK, ODISHA

BDBL0002087

MICR 753013005

Bank of India — RANIHAT

CUTTACK, ODISHA

BKID0005106

MICR 466013513

Bank of India — BASUDEO BANSDEO

SEHORE, MADHYA PRADESH

BKID0009077

MICR 470653002

Bank of India — MPGB GADAKOTA

SAGAR, MADHYA PRADESH

BKID0MG1601

MICR 473653033

Bank of India — MPGB BAJARANGGARH

GUNA, MADHYA PRADESH

BKID0MG1942

MICR 303015501

Canara Bank — JAITPURA

JAIPUR, RAJASTHAN

CNRB0003565

MICR 211015006

Canara Bank — ALLAHABAD ALLAHPUR

ALLAHABAD, UTTAR PRADESH

Canara Bank — GIRIDIH MAKATPUR

GIRIDIH, JHARKHAND

CNRB0007850

MICR 753015013

Canara Bank — CUTTACK BAJRAKABATHI ROAD

CUTTAK, ODISHA

CNRB0018092

MICR 306756004

Equitas Small Finance Bank — VASANT VIHAR, PALI

PALI, RAJASTHAN

ESFB0016055

MICR 753049002

Federal Bank — CUTTACK

CUTTACK, ODISHA

FDRL0001377

MICR 361801507

Gujarat State Co-operative Bank — THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD BAJRANGPUR

JAMNAGAR, GUJARAT

GSCB0JMN004

MICR 753240002

HDFC Bank — CUTTACK - ORISSA

HDFC Bank — JHANJHARPUR

MAHASAMUND, CHHATTISGARH

HDFC Bank — SWAROOPGANJ

SIROHI, RAJASTHAN

HDFC0006010

MICR 226240074

HDFC Bank — GOSAIGANJ

LUCKNOW, UTTAR PRADESH

HDFC0006132

MICR 322240005

HDFC Bank — SAWAI MADHOPUR II

SAWAI MADHOPUR, RAJASTHAN

HDFC0008620

MICR 424837103

HDFC Bank — THE PACHORA PEOPLES COOP BANK LTD

JALGAON, MAHARASHTRA

HDFC0CPPCB2

MICR 751259258

IDBI — KHORDHA CENTRAL COOP BANK NANDAN

KHURDA, ODISHA

IBKL0042KC8

MICR 814735106

IDBI — JHARKHAND STATE COOPERATIVE BANK LIMITED SARATH

DEOGHAR, JHARKHAND

IBKL063JS11

MICR 491229501

ICICI Bank — DALLI RAJHAR

PURBI CHAMPARAN, BIHAR

ICIC0007512

MICR 751234102

Indusind Bank — CUTTACK

CUTTACK, ODISHA

INDB0000070

MICR 400020033

Indian Overseas Bank — MUMBAI KALYAN

GREATER BOMBAY, MAHARASHTRA

IOBA0000897

MICR 759706507

Indian Overseas Bank — OGB -BAJRAKOTE

ANGUL, ODISHA

IOBA0GB0548

MICR 110051004

Jammu and Kashmir Bank — CHAWRI BAZAR DELHI

DELHI, DELHI

JAKA0CHAWRI

MICR 144485010

Kotak Mahindra Bank — BAJRA

BAJRA, PUNJAB

KKBK0004026

MICR 753053002

Karur Vysya Bank — CUTTACK

RANIHAT, ODISHA

KVBL0003203

MICR 431014012

Bank of Maharashtra — BAJRANG CHOWK

CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA

MAHB0001230

MICR 431014562

Bank of Maharashtra — KHULTABAD

CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA

MAHB0001897

MICR 490014004

Bank of Maharashtra — BHILAI CHARODA

DURG, CHHATTISGARH

MAHB0002374

MICR 262184013

Nainital Bank — LOHAGHAT

CHAMPAWAT, UTTARAKHAND

NTBL0LOH013

MICR 753023002

Punjab & Sind Bank — CUTTACK

CUTTACK, ODISHA

PSIB0000343

MICR 815023002

Punjab & Sind Bank — GIRIDIH

GIRIDIH, JHARKHAND

PSIB0021635

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.