MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "AAP"

0 branches found

MICR 673012013

Bank of Baroda — CALICUT AIRPORT BRANCH, KERALA

MALAPPURAM, KERALA

BARB0VJCAAP

MICR 440012022

Bank of Baroda — NAGPUR AIRPORT BRANCH

NAGPUR, MAHARASHTRA

BARB0VJNAAP

MICR

Bank of Baroda — SAFDARJUNG AIRPORT

NEW DELHI, DELHI

BARB0VJSAAP

MICR 416013580

Bank of India — SUKALWAD

SINDHUDURG MH, MAHARASHTRA

BKID0001479

MICR 520013502

Bank of India — GUDIVADA

GUDIVADAAP, ANDHRA PRADESH

BKID0005637

MICR 522013542

Bank of India — VINUKONDA

VINUKONDAAP, ANDHRA PRADESH

BKID0005677

MICR 302013014

Bank of India — MALVIYA NAGAR JAIPUR

JAIPUR, RAJASTHAN

BKID0006648

MICR 110016083

Central Bank of India — GURUGRAM

MORENA, MADHYA PRADESH

CNRB0006677

MICR 695015014

Canara Bank — SPECIALISED LARGE CORPORATE BRANCH THIRUVANANTHAAPURAM

THIRUVANANTHAPURAM, KERALA

MEDCHAL MALKAJGIRI, TELANGANA

IBKL0002368

MICR 414259002

IDBI — SONAI

AHILYANAGAR, MAHARASHTRA

IBKL0002379

MICR

IDBI — THE HOOGHLY CO OPERATIVE CREDIT BANK LTD

HUGLI, WEST BENGAL

IBKL0401HC2

MICR 530229021

ICICI Bank — CHINA GANTYADA

VISHAKHAPATNAM, ANDHRA PRADESH

Indian Overseas Bank — SIBSAGAR

SIBSAGAR, ASSAM

IOBA0001417

MICR 637788002

Jana Small Finance Bank — MOHANUR

NAMAKKAL, TAMIL NADU

JSFB0004026

MICR 691177133

Kerala State Co-operative Bank — KOLLAM EVENING

KOLLAM, KERALA

KSBK0001133

MICR 691177134

Kerala State Co-operative Bank — KOLLAM MAIN

KOLLAM, KERALA

KSBK0001134

MICR 670177752

Kerala State Co-operative Bank — MATTANNUR EVENING

KANNUR, KERALA

KSBK0001752

MICR 124053002

Karur Vysya Bank — ROHTAK

ROHTAK, HARYANA

KVBL0004206

MICR 600024075

Punjab National Bank — SALIGRAMAM

SIVAGANGA, TAMIL NADU

PUNB0901300

MICR

RBL Bank — CORPORATE OFFICE

MUMBAI, MAHARASHTRA

RATN0VAAPIS

MICR 335348362

Rajasthan Marudhara Gramin Bank — KESARISINGHPUR

SRIGANGANAGAR, RAJASTHAN

RMGB0000701

MICR 517002584

State Bank of India — PANNUR

CHITTOR, ANDHRA PRADESH

SBIN0005811

MICR 523002603

State Bank of India — PEDARIKATLA

PRAKASAM, ANDHRA PRADESH

SBIN0005816

MICR 530002667

State Bank of India — PUDIMADAKA

VISHAKAPATNAM, ANDHRA PRADESH

SBIN0006527

MICR 523002545

State Bank of India — PITAKAYAGULLA

PRAKASAM, ANDHRA PRADESH

SBIN0009504

MICR 520002703

State Bank of India — CHILLAKALLU

KRISHNA, ANDHRA PRADESH

SBIN0011096

MICR 413002603

State Bank of India — AHMEDPUR

LATUR, MAHARASHTRA

SBIN0020041

MICR 509002106

State Bank of India — WANAPARTHY

MEHBOOBNAGAR, ANDHRA PRADESH

SBIN0020187

MICR 500002350

State Bank of India — RAMNAGAR HYDERABAD

HYDERABAD URBAN, ANDHRA PRADESH

SBIN0020471

MICR 673002852

State Bank of India — KOZHIKODE

KOZHIKODE, KERALA

SBIN0020735

MICR 515002106

State Bank of India — HINDUPUR

ANANTPUR, ANDHRA PRADESH

SBIN0020858

MICR 110002679

State Bank of India — JANAKPURI NEW DELHI

DELHI, DELHI

SBIN0021275

MICR 535002019

State Bank of India — DASANNAPETA

VIZIANAGARAM, ANDHRA PRADESH

SBIN0021305

MICR 533002747

State Bank of India — THATIPAKA

EAST GODAVARI, ANDHRA PRADESH

SBIN0021323

MICR 504002564

State Bank of India — KADDAM

ADILABAD, ANDHRA PRADESH

SBIN0021382

MICR 520002630

State Bank of India — TADIGADAPA PANAMALURU

KRISHNA, ANDHRA PRADESH

SBIN0021826

MICR 247002305

State Bank of India — SHAMLI

AAAP, UTTAR PRADESH

SBIN0050645

MICR 262002305

State Bank of India — KHATIMA

DAS AA, UTTARAKHAND

SBIN0050744

MICR 695002917

State Bank of India — JAGATHY

TRIVANDRUM, KERALA

SBIN0070568

MICR 638060018

Tamilnad Mercantile Bank — DHARMAAPURI

ERODE, TAMIL NADU

TMBL0000400

MICR

Union Bank of India — SHAAPUR-DIST YADGIR

YADAGIRI, KARNATAKA

UBIN0571857

MICR

Union Bank of India — DISTRICT COLLECTORATE SKLM

SRIKAKULAM, ANDHRA PRADESH

UBIN0814270

MICR 403762002

Utkarsh Small Finance Bank — MARGAON GOA

GOA, GOA

UTKS0001700

MICR 841762013

Utkarsh Small Finance Bank — AMNAUR AGUAN

AA, BIHAR

UTKS0001868

MICR 843762008

Utkarsh Small Finance Bank — JARANG GAIGHAT

AAP, BIHAR

UTKS0001992

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.