MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "ADOOR"

0 branches found

MICR 691012052

Bank of Baroda — ADOOR BRANCH

KASARAGOD, KERALA

BARB0ADOORX

MICR 673012027

Bank of Baroda — VARADOOR

WAYANAD, KERALA

BARB0VJVARD

MICR 691013052

Bank of India — ADOOR

ADOOR, KERALA

BKID0008596

MICR 691016052

Central Bank of India — ADOOR

PATHANAMTHITTA, KERALA

PATHANAMTHITTA, KERALA

CNRB0002357

MICR 690015202

Canara Bank — SASTHAMCOTTA

Canara Bank — ADOOR II

PATHANAMTHITTA, KERALA

CNRB0014801

MICR 691047052

Catholic Syrian Bank — ADOOR

PATHANAMTHITTA, KERALA

CSBK0000111

MICR 691048052

Dhanlaxmi Bank — ADOOR

ADOOR, KERALA

DLXB0000166

MICR 691760052

Esaf Small Finance Bank — ADOOR

PATHANAMTHITTA, KERALA

ESMF0001154

MICR 691049052

Federal Bank — ADOOR

PATHANAMTHITTA, KERALA

FDRL0001042

MICR 691049053

Federal Bank — MANAKALA

PATHANAMTHITTA, KERALA

FDRL0001695

MICR 691240052

HDFC Bank — ADOOR BRANCH

KASARAGOD, KERALA

HDFC0001283

MICR 143240306

HDFC Bank — KHADAUR SAHIB

AMRITSAR, PUNJAB

HDFC0002917

MICR 143240023

HDFC Bank — KHALCHIAN

AMRITSAR, PUNJAB

HDFC0003262

MICR 143240037

HDFC Bank — TAKHU CHAK

AMRITSAR, PUNJAB

HDFC0003499

MICR 689240017

HDFC Bank — COLLEGE JN OMALLOOR

PATHANAMTHITTA, KERALA

HDFC0007834

MICR 691259052

IDBI — ADOOR

PATHANAMTHITTA, KERALA

IBKL0001507

MICR 691229052

ICICI Bank — ADOOR

PATHANAMTHITTA, KERALA

ICIC0000751

MICR 560229241

ICICI Bank — WHITEFIELD BOREWELL ROAD

BANGALORE URBAN, KARNATAKA

ICIC0005010

MICR 691019052

Indian Bank — PALLICKAL

PATHANAMTHITTA, KERALA

IDIB000P083

MICR 691234052

Indusind Bank — ADOOR

PATHANAMTHITTA, KERALA

INDB0000257

MICR 691020052

Indian Overseas Bank — ADOOR

KASARAGOD, KERALA

IOBA0001028

MICR 191051035

Jammu and Kashmir Bank — HOSPITAL ROAD CHADOORA

BUDGAM, JAMMU AND KASHMIR

JAKA0CHADOO

MICR 191051007

Jammu and Kashmir Bank — CHADURA

BUDGAM, JAMMU AND KASHMIR

JAKA0CHADUR

MICR 190051088

Jammu and Kashmir Bank — GOWHARPORA

BUDGAM, JAMMU AND KASHMIR

JAKA0GOWHAR

MICR 193051042

Jammu and Kashmir Bank — LADOORA RAFIABAD

BARAMULLA, JAMMU AND KASHMIR

JAKA0LADORA

MICR 193051046

Jammu and Kashmir Bank — WADURA

BARAMULLA, JAMMU AND KASHMIR

JAKA0WADURA

MICR 691480052

Kerala Gramin Bank — ADOOR

PATHANAMTHITTA, KERALA

KLGB0040336

MICR 671480007

Kerala Gramin Bank — ADOOR KASARGODE

KASARAGOD, KERALA

KLGB0040451

MICR 691177168

Kerala State Co-operative Bank — ADOOR

PATHANAMTHITTA, KERALA

KSBK0001168

MICR 691177169

Kerala State Co-operative Bank — ADOOR MORNING AND EVENING

PATHANAMTHITTA, KERALA

KSBK0001169

MICR 691014004

Bank of Maharashtra — ADOOR

PATHANAMTHITTA, KERALA

MAHB0002368

MICR 641014010

Bank of Maharashtra — METTUPALAYAM

COIMBATORE, TAMIL NADU

MAHB0002725

MICR

NORTH MALABAR GRAMIN BANK — ADOOR

ADOOR, KERALA

NMGB0000051

MICR 143023313

Punjab & Sind Bank — KHADOOR SAHIB

AMRITSAR, PUNJAB

PSIB0000864

MICR 143024317

Punjab National Bank — KHADOOR SAHIB

TARN TARAN, PUNJAB

PUNB0147210

MICR 678024808

Punjab National Bank — MANNAPRA

PALAKKAD, KERALA

PUNB0431000

MICR 691002052

State Bank of India — ADOOR

PATHANAMTHITTA, KERALA

SBIN0004363

MICR 143002702

State Bank of India — JANDIALA GURU

AMRITSAR, PUNJAB

SBIN0010738

MICR 191002004

State Bank of India — CHADOORA

BUGAON, JAMMU AND KASHMIR

SBIN0016495

MICR 585002127

State Bank of India — ANADOOR

BIDAR, KARNATAKA

SBIN0021950

MICR

State Bank of India — CAC ADOOR

ADOOR, KERALA

SBIN0063101

MICR 191002007

State Bank of India — CHARAR E SHARIF

CHARAR E SHARIF, JAMMU AND KASHMIR

SBIN0064893

MICR 691002933

State Bank of India — ADOOR

PATHANAMTHITTA, KERALA

SBIN0070060

MICR 691002938

State Bank of India — PSBADOOR

PATHANAMTHITTA, KERALA

SBIN0070779

MICR 691002941

State Bank of India — PAZHAKULAM

PATHANAMTHITTA, KERALA

SBIN0070846

MICR 691059001

South Indian Bank — ADOOR

PATHANAMTHITTA, KERALA

SIBL0000330

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.