MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "AIA"

0 branches found

MICR 520650702

Andhra Pradesh State Co-operative Bank — KRISHNA DCC BANK LTD,JAGGAIAHPET

KRISHNA, ANDHRA PRADESH

APBL0006004

MICR 522635002

Guntur District Co-operative Central Bank — THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - KOLLURU

GUNTUR, ANDHRA PRADESH

APBL0007039

MICR 522635009

Andhra Pradesh State Co-operative Bank — THE GUNTUR DISTRICT COOP CENTRAL BANK LTD MUTLURU

GUNTUR, ANDHRA PRADESH

APBL0007046

MICR 524841004

Andhra Pradesh State Co-operative Bank — KOVUR

SRI POTTI SRI RAMULU NELLORE, ANDHRA PRADESH

APBL0009018

MICR 517371051

Andhra Pradesh State Co-operative Bank — THE CHITTOOR DISTRICT COOPERATIVE CENTRAL BANK LTD HEAD OFFICE

CHITTOOR, ANDHRA PRADESH

APBL0010000

MICR

Andhra Pradesh State Co-operative Bank — TIRUPATI-ANNAMAIAH

CHITTOOR, ANDHRA PRADESH

APBL0010026

MICR

Chittoor District Co-operative Central Bank — THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM

CHITTOOR, ANDHRA PRADESH

APBL0010033

MICR 500765009

AU Small Finance Bank — JUBILEE HILLS HYDERABAD

HYDERABAD, TELANGANA

AUBL0002700

MICR 517012003

Bank of Baroda — ANNMAIAH CIRCLE, TIRUPATI, AP

CHITTOOR, ANDHRA PRADESH

BARB0AIRTPT

MICR 243012005

Bank of Baroda — BIHARIPUR,BAREILLY

BAREILLY, UTTAR PRADESH

BARB0BLYBEH

MICR 562012002

Bank of Baroda — CHICKBALLUR

BANGALORE URBAN, KARNATAKA

BARB0CHICKB

MICR 700012157

Bank of Baroda — GARIA

KOLKATA, WEST BENGAL

BARB0DBGAIA

MICR 571012503

Bank of Baroda — MANDYA

MANDYA, KARNATAKA

BARB0DBMDYA

MICR 533012008

Bank of Baroda — RAMANAIAH PETA

EAST GODAVARI, ANDHRA PRADESH

BARB0DBRAMA

MICR 520012702

Bank of Baroda — JAGGAIAHPET

VISHAKHAPATNAM, ANDHRA PRADESH

BARB0JAGGAI

MICR 305012005

Bank of Baroda — RLY. CAMPUS BRANCH

AJMER, RAJASTHAN

BARB0RAIAJM

MICR 444012102

Bank of Baroda — BRANCH

BAREILLY, MAHARASHTRA

BARB0SAIAMR

MICR 211012543

Bank of Baroda — SARAI AKIL BR, DIST KAUSHAMBI,UP

SARAI AQIL, UTTAR PRADESH

BARB0SARAIA

MICR 641012011

Bank of Baroda — BRANCH

SENJERIMALAIAD, TAMIL NADU

BARB0SELAKA

MICR 641012012

Bank of Baroda — BRANCH

HOSHANGABAD, TAMIL NADU

BARB0SENJER

MICR 560012006

Bank of Baroda — SIDDAIAH RD. BRANCH

BANGALORE, KARNATAKA

BARB0SIDDAI

MICR

Bank of Baroda — VISHWESHWARAIAH LAYOUT FOURTH BLOCK

BENGALURU URBAN, KARNATAKA

BARB0VISHWE

MICR 503012012

Bank of Baroda — ARYA NAGAR, NIZAMABAD

NIZAMABAD, TELANGANA

BARB0VJARYA

MICR 570012013

Bank of Baroda — BHOGADI MYSORE

MYSURU, KARNATAKA

BARB0VJBHOG

MICR 560012087

Bank of Baroda — CHIKKABANAVARA

BANGALORE RURAL, KARNATAKA

BARB0VJCHIK

MICR 571012512

Bank of Baroda — HANAKERE

MANDYA, KARNATAKA

BARB0VJHAKE

MICR 560012175

Bank of Baroda — KOTHANUR

BANGALORE URBAN, KARNATAKA

BARB0VJKONU

MICR

Bank of Baroda — KRISHNAIAH LAYOUT

BANGALORE, KARNATAKA

BARB0VJKRBA

MICR 571012154

Bank of Baroda — G T ROAD,MADIKERI

KODAGU, KARNATAKA

BARB0VJMAGT

MICR

Bank of Baroda — MSRIT

BANGALORE, KARNATAKA

BARB0VJMSRI

MICR 560012176

Bank of Baroda — NAGAPPA BLOCK

BENGALURU, KARNATAKA

BARB0VJNAGB

MICR

Bank of Baroda — PADMANABHA NAGAR

BANGALORE URBAN, KARNATAKA

BARB0VJPADM

MICR 636012014

Bank of Baroda — RASIPURAM

NAMAKKAL, TAMIL NADU

BARB0VJRASI

MICR 577012205

Bank of Baroda — B H ROAD SHIMOGA

SHIMOGA, KARNATAKA

BARB0VJSHBH

MICR

Bank of Baroda — VISHWESHWARAIAH LAYOUT

BANGALORE URBAN, KARNATAKA

BARB0VJVIWE

MICR 211013004

Bank of India — SULEMSARAI

ALLAHABAD, UTTAR PRADESH

BKID0007013

MICR 600013031

Bank of India — MADIPAKKAM

CHENNAI, TAMIL NADU

BKID0008056

MICR 606013002

Bank of India — TIRUVANNAMALAI

TIRUVANNAMALAI TN, TAMIL NADU

BKID0008365

MICR 458013003

Bank of India — CLOCK TOWER MANDSAUR

MANDSAUR, MADHYA PRADESH

BKID0009149

MICR 627016002

Central Bank of India — BRANCH

TIRUNELVALI, TAMIL NADU

CBIN0280924

MICR 460016783

Central Bank of India — RAIAMLA

BETUL, MADHYA PRADESH

CBIN0281818

MICR 800016013

Central Bank of India — CHIRAIANTAUR, PATNA

PATNA, BIHAR

CBIN0282213

MICR 825016450

Central Bank of India — URWAN ,BIJAIA

HAZARIBAG, JHARKHAND

CBIN0282879

MICR 515016002

Central Bank of India — ANANTPUR

ANANTAPUR, ANDHRA PRADESH

CBIN0283539

MICR 560016046

Central Bank of India — WIDIA INDIA LTD

BENGALURU URBAN, KARNATAKA

CBIN0283977

MICR 571016728

Central Bank of India — CHAMA RAJNAGAR

CHAMARAJANAGAR, KARNATAKA

CBIN0284484

MICR 560016728

Central Bank of India — INDIAN INSTITUTE OF SCIENCE BENGALURU

BENGALURU URBAN, KARNATAKA

CBIN0284503

MICR 503054002

City Union Bank — VELLAKOVIL

TIRUPPUR, TAMIL NADU

CIUB0000254

MICR 560015174

Canara Bank — HAROHALLI

BANGALORE RURAL, KARNATAKA

CNRB0000433

MICR 572015997

Canara Bank — PATTANAYAKANAHALLI

TUMKUR, KARNATAKA

CNRB0000443

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.