MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "AKHARAGHAT"

0 branches found

MICR

Bank of Baroda — EDENA AKHARAGHAT BRANCH

MUZAFFARPUR REGION, BIHAR

BARB0DBMUZA

MICR 842012009

Bank of Baroda — BRANCH

GUWAHATI, BIHAR

BARB0ZERMUZ

MICR

IDBI — MUZAFFARPUR RAC

MUZAFFARPUR, BIHAR

IBKL0008020

MICR 842229004

ICICI Bank — ZERO MILE, MUZAFFARPUR

MUZAFFARPUR, BIHAR

ICIC0003345

MICR 842485004

Kotak Mahindra Bank — SHEKHPURA ZERO MILE

MUZAFFARPUR, BIHAR

KKBK0005967

MICR

Punjab National Bank — MUZAFFARPUR RSDC

AKHARAGHAT, BIHAR

PUNB0509000

MICR

Punjab National Bank — ZERO MILE MUZAFFARPUR

MUZAFFARPUR, BIHAR

PUNB0944900

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.