MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "AKT"

0 branches found

MICR 400065043

Abhyudaya Co-operative Bank — VASAI

THANE, MAHARASHTRA

ABHY0065043

MICR 576065005

Abhyudaya Co-operative Bank — PADUBIDRI

DAKSHINA KANNADA, KARNATAKA

ABHY0065305

MICR 380066007

Ahmedabad Mercantile Co-operative Bank — MAHENDIKUA

AHMEDABAD, GUJARAT

AMCB0660007

MICR 390066002

Ahmedabad Mercantile Co-operative Bank — VADODARA

VADODARA, GUJARAT

AMCB0660027

MICR 384066002

Ahmedabad Mercantile Co-operative Bank — HIGHWAY ROAD MEHSANA

MEHSANA, GUJARAT

AMCB0660037

MICR 380765002

AU Small Finance Bank — MANI NAGAR AHMEDABAD

AHMEDABAD, GUJARAT

AUBL0002161

MICR 360765002

AU Small Finance Bank — RAJKOT,BHAKTINAGAR

RAJKOT, GUJARAT

AUBL0002476

MICR 390765003

AU Small Finance Bank — AKOTA VADODARA

BARODA, GUJARAT

AUBL0002555

MICR 382765003

AU Small Finance Bank — AHMEDABAD CHANDKHEDA

AHMEDABAD, GUJARAT

AUBL0004113

MICR 302765027

AU Small Finance Bank — JAIPUR TRIVENI NAGAR SFB

JAIPUR, RAJASTHAN

AUBL0004167

MICR 394012506

Bank of Baroda — AMBHETI, DIST. SURAT, GUJARAT

SURAT, GUJARAT

BARB0AMBHET

MICR 370012052

Bank of Baroda — JUBILEE CIRCLE, DIST BHUJ

KUTCH, GUJARAT

BARB0BHUKUT

MICR 360012026

Bank of Baroda — AJI BHAKTI NAGAR,RAJKOT

RAJKOT, GUJARAT

BARB0DBAJIX

MICR 800012032

Bank of Baroda — BAKTIARPUR

PATNA, BIHAR

BARB0DBBAKH

MICR 454012506

Bank of Baroda — BAKHATGARH

DHAR, MADHYA PRADESH

BARB0DBBAKT

MICR 363012052

Bank of Baroda — DHRANGADHRA

SURENDRANAGAR, GUJARAT

BARB0DBDRNG

MICR 842012012

Bank of Baroda — SHERPUR

MUZAFFARPUR, BIHAR

BARB0DBSHER

MICR 110012091

Bank of Baroda — SUBZI MANDI

NORTH DELHI, DELHI

BARB0DBSUBZ

MICR 680012016

Bank of Baroda — THRISSUR

THRISSUR, KERALA

BARB0DBTHRI

MICR 641012109

Bank of Baroda — TIRUPUR

TIRUPPUR, TAMIL NADU

BARB0DBTIRP

MICR 363012522

Bank of Baroda — TRAJPAR

MORBI, GUJARAT

BARB0DBTJPR

MICR 400012028

Bank of Baroda — GOREGAON EST BRANCH

GREATER MUMBAI, MAHARASHTRA

BARB0GOREAS

MICR 759012504

Bank of Baroda — GUDIAKTENI, ORISSA

DHENKANAL, ODISHA

BARB0GUDIAK

MICR 360012007

Bank of Baroda — I.E.RAJKOT BRANCH

RAJKOT, GUJARAT

BARB0INDRAJ

MICR 400012189

Bank of Baroda — JUINAGAR,NAVI MUMBAI

MUMBAI, MAHARASHTRA

BARB0JUINAG

MICR 370012521

Bank of Baroda — BRANCH

ERODE, GUJARAT

BARB0NALIYA

MICR 625012004

Bank of Baroda — PONMENI BRANCH

MADURAI, TAMIL NADU

BARB0POONME

MICR 495012503

Bank of Baroda — SAKTI,CHHATTISGARH

JANJGIR-CHAMPA, CHANDIGARH

BARB0SAKTIX

MICR 600012001

Bank of Baroda — SERVICE BRANCH, CHENNAI

CHENNAI, TAMIL NADU

BARB0SERMAS

MICR 110012003

Bank of Baroda — SHAKTI NAGAR-NEW DELHI

NEW DELHI, DELHI

BARB0SHAKTI

MICR 226012038

Bank of Baroda — SHAKTI NAGAR,LUCKNOW,UP

LUCKNOW, UTTAR PRADESH

BARB0SHALUC

MICR 211012157

Bank of Baroda — TILHAPUR,KAUSHAMBI,UP

KAUSHAMBI, UTTAR PRADESH

BARB0TILHAP

MICR 363012023

Bank of Baroda — TRAJPAR AREA,RAJKOT

RAJKOT, GUJARAT

BARB0TRAMOR

MICR 364012013

Bank of Baroda — BHAVNAGAR

BHAVNAGAR, GUJARAT

BARB0VJBHAV

MICR 274012004

Bank of Baroda — DEORIA

DEORIA, UTTAR PRADESH

BARB0VJDEOR

MICR 248012025

Bank of Baroda — HARRAWALA

DEHRA DUN, UTTARAKHAND

BARB0VJHARW

MICR 577012702

Bank of Baroda — KOPPA CHIKMAGALUR

CHIKMAGALUR, KARNATAKA

BARB0VJKOPP

MICR 571012002

Bank of Baroda — K R NAGAR

MYSORE, KARNATAKA

BARB0VJKRNG

MICR 485012003

Bank of Baroda — SATNA - MADHYA PRADESH

SATNA, MADHYA PRADESH

BARB0VJSATN

MICR 400012393

Bank of Baroda — SEAWOOD - DARAVE

THANE, MAHARASHTRA

BARB0VJSEAW

MICR 581012409

Bank of Baroda — SIRSI

UTTAR KANNAD, KARNATAKA

BARB0VJSIUT

MICR 390012103

Bank of Baroda — STATION ROAD

VADODARA, GUJARAT

BARB0VJSTAT

MICR 363012003

Bank of Baroda — WADHWAN

SURENDRANAGAR, GUJARAT

BARB0WADHWA

MICR 734750601

Bandhan Bank — BHAKTINAGAR

DARJEELING, WEST BENGAL

BDBL0001077

MICR 246750002

Bandhan Bank — BIJNOR

BIJNOR, UTTAR PRADESH

BDBL0001112

MICR 732750508

Bandhan Bank — MANIKYAHAR

MURSHIDABAD, WEST BENGAL

Bandhan Bank — GHUGHUMALI

JALPAIGURI, WEST BENGAL

BDBL0002130

MICR 110750081

Bandhan Bank — SHAKTI NAGAR BRANCH DELHI

NEW DELHI, DELHI

BDBL0002565

MICR 390750005

Bandhan Bank — VADODARA I

VADODARA, GUJARAT

BDBL0002873

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.