MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "ANDAMAN AND NICOBAR ISLAND"

0 branches found

MICR 744750003

Bandhan Bank — BATHU BASTI BRANCH PORT BLAIR

ANDAMAN AND NICOBAR ISLAND, ANDAMAN AND NICOBAR ISLANDS

BDBL0002568

MICR 744240002

HDFC Bank — PORT BLAIR, ANDAMAN AND NICOBAR ISLANDS

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

HDFC0001994

MICR 744229003

ICICI Bank — MAYABUNDER

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

ICIC0002776

MICR 744002001

State Bank of India — PORT BLAIR

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

SBIN0000156

MICR 744002007

State Bank of India — ABERDEEN BZR EVENING CITY

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

SBIN0002001

MICR 744002016

State Bank of India — HUT BAY

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

SBIN0005543

MICR 744002017

State Bank of India — RAMKRISHNAPURAM

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

SBIN0006288

MICR 744002999

State Bank of India — SME PORT BLAIR

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

SBIN0061250

MICR 744002024

State Bank of India — KADAMTALA

KADAMTALA, ANDAMAN AND NICOBAR ISLANDS

SBIN0061606

MICR 744002025

State Bank of India — R AND DB RACC PORT BLAIR

PORT BLAIR, ANDAMAN AND NICOBAR ISLANDS

SBIN0062993

MICR 744028001

UCO Bank — PORT BLAIR

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

UCBA0001757

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.