MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "ANDAMAN"

0 branches found

MICR 744012005

Bank of Baroda — BAMBOOFLAT

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

BARB0DBBAMB

MICR 744012006

Bank of Baroda — GARACHARMA

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

BARB0DBGARA

MICR 396012132

Bank of Baroda — MOTI DAMAN,DAMAN DIU

DAMAN, DADRA AND NAGAR HAVELI AND DAMAN AND DIU

BARB0MOTIDA

MICR 744012002

Bank of Baroda — PORT BLAIR, ANDAMAN

PORT BLAIR, ANDAMAN AND NICOBAR ISLANDS

BARB0PBLAIR

MICR 744012003

Bank of Baroda — GARACHARMA

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

BARB0VJGARA

MICR 744012004

Bank of Baroda — PORT BLAIR

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

BARB0VJPOBL

MICR 744750002

Bandhan Bank — PORT BLAIR

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

BDBL0001943

MICR 744750003

Bandhan Bank — BATHU BASTI BRANCH PORT BLAIR

ANDAMAN AND NICOBAR ISLAND, ANDAMAN AND NICOBAR ISLANDS

BDBL0002568

MICR 744013002

Bank of India — PORTBLAIR

PORT BLAIR ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

BKID0008091

MICR 605016009

Central Bank of India — BRANCH

VILLUPURAM, TAMIL NADU

CBIN0281008

MICR 744016002

Central Bank of India — PORT BLAIR

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CBIN0283906

MICR 744015002

Canara Bank — PORT BLAIR ANDAMAN

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0001185

MICR 744015003

Canara Bank — GARACHARMA

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0005214

MICR 744015004

Canara Bank — DOLLYGUNJ

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0006625

MICR 248015036

Canara Bank — DEHRADUN STATION SUBAREA CANTEEN

DEHRADUN, UTTARAKHAND

CNRB0018516

MICR 744015005

Canara Bank — PORT BLAIR II

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019900

MICR 744015007

Canara Bank — FERARGANJ

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019903

MICR 744015012

Canara Bank — RANGAT LONG ISLAND

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019904

MICR 744015013

Canara Bank — GARACHARAMA II

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019905

MICR 744015014

Canara Bank — PORT BLAIR MES

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019908

MICR 744015011

Canara Bank — PORTBLAIR DIRECTORATE OF HEALTH SERVICES

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019909

MICR 744015015

Canara Bank — PORTBLAIR SECRETARIAT COMPLEX

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019910

MICR 744015010

Canara Bank — PORTBLAIR PBMC

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019911

MICR 744015009

Canara Bank — DIGLIPUR

DIGLIPUR NORTH, ANDAMAN AND NICOBAR ISLANDS

CNRB0019913

MICR 744015008

Canara Bank — NEIL KENDRA

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

CNRB0019914

MICR 221240023

HDFC Bank — SHIVDASPUR

VARANASI, ANDAMAN AND NICOBAR ISLANDS

HDFC0001616

MICR 744240002

HDFC Bank — PORT BLAIR, ANDAMAN AND NICOBAR ISLANDS

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

HDFC0001994

MICR 682240052

HDFC Bank — KAVARATTI LAKSHADWEEP

LAKSHADWEEP, LAKSHADWEEP

HDFC0004979

MICR 518240009

HDFC Bank — ASPARI

KURNOOL, ANDAMAN AND NICOBAR ISLANDS

HDFC0006173

MICR 744240005

HDFC Bank — PORT BLAIR

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

HDFC0008879

MICR 744240003

HDFC Bank — BATHU BASTI

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

HDFC0009508

MICR 744240004

HDFC Bank — SWARAJ DWEEP HAVELOCK

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

HDFC0009582

MICR 744656002

Andaman & Nicobar State Co-operative Bank — Andaman & Nicobar State Co-operative Bank IMPS

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

IBKL0001498

MICR 744229002

ICICI Bank — PORT BLAIR

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

ICIC0002144

MICR 744229003

ICICI Bank — MAYABUNDER

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

ICIC0002776

MICR 613229004

ICICI Bank — KANDAMANGALAM

THANJAVUR, TAMIL NADU

ICIC0003541

MICR 744229004

ICICI Bank — GARACHARMA

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

ICIC0003879

MICR 636019042

Indian Bank — KABILARMALAI

NAMAKKAL, TAMIL NADU

IDIB000K073

MICR 744019977

Indian Bank — PAHARGAON PORT BLAIR

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

IDIB000P259

MICR 744019003

Indian Bank — PORT BLAIR

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

IDIB000P670

MICR 744234002

Indusind Bank — PHOENIX BAY ANDAMAN

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

INDB0002370

MICR 744020001

Indian Overseas Bank — PORT BLAIR

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

IOBA0001265

MICR 605020030

Indian Overseas Bank — KANDAMANGALAM

VILLUPURAM, TAMIL NADU

IOBA0002693

MICR

Indian Overseas Bank — GARACHARMA

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

IOBA0003194

MICR 744014002

Bank of Maharashtra — PORT BLAIR

SOUTH ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

MAHB0001994

MICR

Punjab National Bank — JUNGLYGHAT

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

PUNB0140020

MICR 744024202

Punjab National Bank — PROTHRAPUR

ANDAMAN, ANDAMAN AND NICOBAR ISLANDS

PUNB0175720

MICR 744024003

Punjab National Bank — GARACHARMA

PORT BLAIR, ANDAMAN AND NICOBAR ISLANDS

PUNB0594300

MICR

Punjab National Bank — CAC ANDAMAN AND NICOBAR

ANDAMAN ANDAMAN NICOBAR, ANDAMAN AND NICOBAR ISLANDS

PUNB0847400

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.