MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "AP"

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MICR 400065004

Abhyudaya Co-operative Bank — BHANDUP

GREATER MUMBAI, MAHARASHTRA

ABHY0065004

MICR 400065014

Abhyudaya Co-operative Bank — MUMBRA

GREATER MUMBAI, MAHARASHTRA

ABHY0065014

MICR 400065022

Abhyudaya Co-operative Bank — CBD BELAPUR

GREATER MUMBAI, MAHARASHTRA

ABHY0065022

MICR 400065024

Abhyudaya Co-operative Bank — BORIVALI

GREATER MUMBAI, MAHARASHTRA

ABHY0065024

MICR 400065036

Abhyudaya Co-operative Bank — BANKING COMPLEX

GREATER MUMBAI, MAHARASHTRA

ABHY0065036

MICR 400065040

Abhyudaya Co-operative Bank — CHARAI

GREATER MUMBAI, MAHARASHTRA

ABHY0065040

MICR 400065053

Abhyudaya Co-operative Bank — BADLAPUR ,EAST

THANE, MAHARASHTRA

ABHY0065053

MICR 400065059

Abhyudaya Co-operative Bank — NALLASOPARA

THANE, MAHARASHTRA

ABHY0065059

MICR 400065060

Abhyudaya Co-operative Bank — DIVALE CBD

GREATER MUMBAI, MAHARASHTRA

ABHY0065060

MICR 422065002

Abhyudaya Co-operative Bank — NASHIK

NASIK, MAHARASHTRA

ABHY0065115

MICR 440211252

Abhyudaya Co-operative Bank — C.A. ROAD

NAGPUR, MAHARASHTRA

ABHY0065121

MICR 411065017

Abhyudaya Co-operative Bank — DABHADE TALEGAON

PUNE, MAHARASHTRA

ABHY0065122

MICR 575065002

Abhyudaya Co-operative Bank — MANGALORE

DAKSHINA KANNADA, KARNATAKA

ABHY0065306

MICR 400059002

Royal Bank of Scotland N.V. — RTGS-HO

GREATER BOMBAY, MAHARASHTRA

ABNA0000001

MICR 400010099

Royal Bank of Scotland N.V. — LOWER PAREL WEST MUMBAI

SANGAREDDY, TELANGANA

K V RANGAREDDY DISTRICT, TELANGANA

ADBK0001034

MICR 500869040

— WANAPARTHY

WANAPARTHY, TELANGANA

ADBK0001041

MICR 444831003

Akola District Central Co-operative Bank — MARKET YARD BRANCH - AKOLA

AKOLA, MAHARASHTRA

ADCC0000002

MICR 444831004

Akola District Central Co-operative Bank — KAPAD BAZAR BRANCH - AKOLA

AKOLA, MAHARASHTRA

ADCC0000003

MICR 444831019

Akola District Central Co-operative Bank — PATUR NANDAPUR BRANCH

AKOLA, MAHARASHTRA

ADCC0000019

MICR 444831512

Akola District Central Co-operative Bank — KANHERI SARAP BRANCH

AKOLA, MAHARASHTRA

ADCC0000031

MICR 444831504

Akola District Central Co-operative Bank — DANAPUR BRANCH

AKOLA, MAHARASHTRA

ADCC0000046

MICR 444831514

Akola District Central Co-operative Bank — BALAPUR BRANCH

AKOLA, MAHARASHTRA

ADCC0000051

MICR 444831515

Akola District Central Co-operative Bank — URAL BRANCH

AKOLA, MAHARASHTRA

ADCC0000052

MICR 444831516

Akola District Central Co-operative Bank — WADEGAON BRANCH

AKOLA, MAHARASHTRA

ADCC0000053

MICR 444831517

Akola District Central Co-operative Bank — NIMBA BRANCH

AKOLA, MAHARASHTRA

ADCC0000054

MICR 444831518

Akola District Central Co-operative Bank — PARAS BRANCH

AKOLA, MAHARASHTRA

ADCC0000055

MICR 444831519

Akola District Central Co-operative Bank — HATRUN BRANCH

AKOLA, MAHARASHTRA

ADCC0000056

MICR 444831520

Akola District Central Co-operative Bank — VYALA BRANCH

AKOLA, MAHARASHTRA

ADCC0000057

MICR 444831526

Akola District Central Co-operative Bank — MURTIJAPUR MAIN BRANCH

AKOLA, MAHARASHTRA

ADCC0000064

MICR 444831527

Akola District Central Co-operative Bank — MURTIJAPUR MARKET YARD BRANCH

AKOLA, MAHARASHTRA

ADCC0000065

MICR 444831528

Akola District Central Co-operative Bank — MURTIJAPUR CITY BRANCH

AKOLA, MAHARASHTRA

ADCC0000066

MICR 444831529

Akola District Central Co-operative Bank — MANA BRANCH

AKOLA, MAHARASHTRA

ADCC0000067

MICR 444831530

Akola District Central Co-operative Bank — KURUM BRANCH

AKOLA, MAHARASHTRA

ADCC0000068

MICR 414885602

Ahmednagar District Central Co-operative Bank — AMRAPUR

AHMEDNAGAR, MAHARASHTRA

AHDC0000006

MICR 422885513

Ahmednagar District Central Co-operative Bank — BELAPUR BADGI

AHMEDNAGAR, MAHARASHTRA

AHDC0000018

MICR 413885502

Ahmednagar District Central Co-operative Bank — BELAPUR TOWN

AHMEDNAGAR, MAHARASHTRA

AHDC0000019

MICR 422885541

Ahmednagar District Central Co-operative Bank — CHANDANAPURI

AHMEDNAGAR, MAHARASHTRA

AHDC0000029

MICR 414885550

Ahmednagar District Central Co-operative Bank — CHAPADGAON KJT

AHMEDNAGAR, MAHARASHTRA

AHDC0000031

MICR 414885603

Ahmednagar District Central Co-operative Bank — CHAPADGAON SHV

AHMEDNAGAR, MAHARASHTRA

AHDC0000032

MICR 422885530

Ahmednagar District Central Co-operative Bank — KANAKAPUR

AHMEDNAGAR, MAHARASHTRA

AHDC0000072

MICR 414885596

Ahmednagar District Central Co-operative Bank — VISAPUR

AHMEDNAGAR, MAHARASHTRA

AHDC0000195

MICR 422885549

Ahmednagar District Central Co-operative Bank — RAJAPUR

AHMEDNAGAR, MAHARASHTRA

AHDC0000206

MICR 414885586

Ahmednagar District Central Co-operative Bank — CHICHPUR PANGUL

AHMEDNAGAR, MAHARASHTRA

AHDC0000262

MICR 422885540

Ahmednagar District Central Co-operative Bank — CHINCHPUR

AHMEDNAGAR, MAHARASHTRA

AHDC0000286

MICR

Ajara Urban Co-operative Bank — RTGS-HO

KOLHAPUR, MAHARASHTRA

AJAR0000001

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.