MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "BAJAG"

0 branches found

MICR 481653525

Bank of India — MPGB KARANJIYA

DINDORI, MADHYA PRADESH

BKID0MG1337

MICR 481016670

Central Bank of India — BAJAG

DINDORI, MADHYA PRADESH

CBIN0281547

MICR 481016524

Central Bank of India — GADASARAI

DINDORI, MADHYA PRADESH

CBIN0281738

MICR 576015027

Canara Bank — BAJAGOLI

UDUPI, KARNATAKA

CNRB0010163

MICR 481229008

ICICI Bank — GADA SARAI MAI

DINDORI, MADHYA PRADESH

ICIC0008230

MICR 576052017

Karnataka Bank — BAJAGOLI

UDUPI, KARNATAKA

KARB0000967

MICR 481002002

State Bank of India — BAJAG

BAJAG, MADHYA PRADESH

SBIN0064798

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.