MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "BANDA"

0 branches found

MICR 521143003

Andhra Pradesh State Co-operative Bank — CHALLAPALLI

KRISHNA, ANDHRA PRADESH

APBL0000017

MICR

Andhra Pradesh State Co-operative Bank — GUDIBANDA

ANANTAPUR, ANDHRA PRADESH

APBL0012024

MICR 520142001

A.P. Mahesh Co-operative Urban Bank — VIJAYAWADA

KRISHNA, ANDHRA PRADESH

APMC0000901

MICR 416098326

Apna Sahakari Bank — KANKAVLI

SINDHUDURG, MAHARASHTRA

ASBL0000045

MICR 210012351

Bank of Baroda — ATARRA

BANDA, UTTAR PRADESH

BARB0ATARRA

MICR 242012503

Bank of Baroda — BANDA, UP

SHAHJAHANPUR, UTTAR PRADESH

BARB0BANDAX

MICR 210012016

Bank of Baroda — BANDA BR, UP

BANDA, UTTAR PRADESH

BARB0BANDXX

MICR 210012303

Bank of Baroda — CHILLA ROAD

BANDA, UTTAR PRADESH

BARB0CHILRD

MICR 360012539

Bank of Baroda — ADITYANA

PORBANDAR, GUJARAT

BARB0DBADPO

MICR 394012560

Bank of Baroda — ANDHARWADIDUR

TAPI, GUJARAT

BARB0DBANDA

MICR 742012007

Bank of Baroda — BERHAMPURWB

MURSHIDABAD, WEST BENGAL

BARB0DBBRAM

MICR 360012529

Bank of Baroda — FATANA

PORBANDAR, GUJARAT

BARB0DBFATA

MICR 362012535

Bank of Baroda — KUTIYANA

PORBANDAR, GUJARAT

BARB0DBKUTI

MICR 362012530

Bank of Baroda — MAHIYARI

PORBANDAR, GUJARAT

BARB0DBMYAR

MICR 360012123

Bank of Baroda — N M PORBANDAR

PORBANDAR, GUJARAT

BARB0DBNMPO

MICR 360012530

Bank of Baroda — RANAKANDORNA

PORBANDAR, GUJARAT

BARB0DBRANA

MICR 360012531

Bank of Baroda — TUKDA MIYANI

PORBANDAR, GUJARAT

BARB0DBTUKD

MICR 360012527

Bank of Baroda — VISAVADA

PORBANDAR, GUJARAT

BARB0DBVJUN

MICR 360012124

Bank of Baroda — WADI PLOT

PORBANDAR, GUJARAT

BARB0DBWADI

MICR 360012121

Bank of Baroda — M.G.ROAD BRANCH

PORBANDAR, GUJARAT

BARB0GANPOR

MICR 360012519

Bank of Baroda — GOSA, GUJARAT

PORBANDAR, GUJARAT

BARB0GOSAXX

MICR 262012452

Bank of Baroda — GULADIYA BHOOPSINGH

PILIBHIT, UTTAR PRADESH

BARB0GULADI

MICR

Bank of Baroda — KADACHH

PORBANDAR, GUJARAT

BARB0KADACH

MICR 210012304

Bank of Baroda — KALU KUWAN

BANDA, UTTAR PRADESH

BARB0KALUKU

MICR 360012122

Bank of Baroda — NATWAR CHOWK, PORBANDAR

PORBANDAR, GUJARAT

BARB0PORBAN

MICR 210012352

Bank of Baroda — BRANCH

TUMKUR, UTTAR PRADESH

BARB0TINDWA

MICR 360012125

Bank of Baroda — PORBANDAR

PORBANDAR, GUJARAT

BARB0VJPORB

MICR 736750501

Bandhan Bank — CHANGRABANDHA

COOCHBEHAR, WEST BENGAL

BDBL0001246

MICR 736750518

Bandhan Bank — GOSSAIRHAT

COOCHBEHAR, WEST BENGAL

BDBL0001669

MICR 360750121

Bandhan Bank — PORBANDAR

Bandhan Bank — PORBANDAR I

PORBANDAR, GUJARAT

BDBL0002862

MICR 400013038

Bank of India — MAZGAON

MUMBAI, MAHARASHTRA

BKID0000070

MICR 416013565

Bank of India — VIJAYDURG

VIJAYDURG TAL DEVGADDIST SINDHUDURG, MAHARASHTRA

BKID0001450

MICR 416013570

Bank of India — BANDA

BANDA TAL SAWANTWADI DIST RATNAGIRI, MAHARASHTRA

BKID0001465

MICR 360013121

Bank of India — PORBANDAR

PORBANDAR, GUJARAT

BKID0003311

MICR 360013511

Bank of India — SODHANA

SODHANA TAL DIST PORBANDAR, GUJARAT

BKID0003315

MICR 360013510

Bank of India — MODHWADA

MODHWADA TAL DIST PORBANDAR, GUJARAT

BKID0003316

MICR 360013122

Bank of India — KAMLABAUGH

PORBANDAR, GUJARAT

BKID0003323

MICR 305013027

Bank of India — CENTRAL UNIVERSITY OFRAJASTHAN

KISHAN GARH, RAJASTHAN

BKID0006667

MICR

Bank of India — BANDA

SHAHJAHANPUR, UTTAR PRADESH

BKID0006876

MICR 210013302

Bank of India — BANDA

BANDA UP, UTTAR PRADESH

BKID0006979

MICR

Bank of India — SHAHGANJ

JAUNPUR, UTTAR PRADESH

BKID0007042

MICR 222013002

Bank of India — JAUNPUR

JAUNPUR, UTTAR PRADESH

BKID0007295

MICR 470653009

Bank of India — MPGB BARA

SAGAR, MADHYA PRADESH

BKID0MG1608

MICR 470653018

Bank of India — MPGB BARAYATHA

SAGAR, MADHYA PRADESH

BKID0MG1617

MICR 470653019

Bank of India — MPGB BANDA

SAGAR, MADHYA PRADESH

BKID0MG1618

MICR 470653025

Bank of India — MPGB BANDARI

SAGAR, MADHYA PRADESH

BKID0MG1624

MICR 470653029

Bank of India — MPGB KARRAPUR

SAGAR, MADHYA PRADESH

BKID0MG1628

MICR 470653039

Bank of India — MPGB MAGHARDHA

SAGAR, MADHYA PRADESH

BKID0MG1638

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.