Bank of India Grid: RATNAGIRI
20 Bank of India branches in RATNAGIRI, MAHARASHTRA. Verified IFSC codes, addresses & customer care — synced from RBI.
The banking data provided for RATNAGIRI, MAHARASHTRA is for informational purposes only. While we strive for 100% accuracy, users are advised to verify IFSC and MICR codes with their respective bank branches before initiating transactions.
Financial Overview: RATNAGIRI
Currently, there are 20 authenticated bank branches operational in RATNAGIRI.
Our registry tracks multiple banking sectors including Public, Private, and Co-operative banks in this region.
RATNAGIRI serves as a significant financial node within the MAHARASHTRA state hierarchy.
About Bank of India in RATNAGIRI, MAHARASHTRA
Bank of India operates 20 branches in RATNAGIRI, MAHARASHTRA. Each branch has a unique 11-character IFSC code issued by the Reserve Bank of India — used for NEFT, RTGS, IMPS and UPI transfers. Select a branch below to get its verified IFSC code, full address, MICR code and customer care number.
If you are adding a Bank of India beneficiary in your net banking or mobile app, you must enter the correct IFSC code for the specific branch in RATNAGIRI. Using the wrong code or an outdated IFSC (especially after bank mergers) can cause transfer failures. All IFSC codes on this page are directly sourced from the RBI master registry.
How to Transfer Money to Bank of India RATNAGIRI
- Select your branch from the list above
- Note the 11-digit IFSC code for that branch
- Log into your net banking or UPI app
- Add beneficiary with account number + IFSC code
- Use NEFT (batched), RTGS (₹2L+, real-time) or IMPS (instant, 24×7)
Frequently Asked Questions
How do I find the IFSC code for Bank of India in RATNAGIRI, MAHARASHTRA?
Click on any branch listed above to see its full IFSC code, address and customer care number. The IFSC code for Bank of India in RATNAGIRI, MAHARASHTRA is an 11-character code starting with 'BANKOFINDIA'. Copy it directly and use it for NEFT, RTGS or IMPS transfers.
How many Bank of India branches are in RATNAGIRI, MAHARASHTRA?
There are 20 Bank of India branches/branches listed in RATNAGIRI, MAHARASHTRA in our database, all verified against the RBI master registry. Note that new branches may open or old ones may close — always verify with the bank's official website for the latest status.
How accurate are the IFSC codes listed here?
All IFSC codes on IFSCTeam are sourced directly from the Reserve Bank of India's master registry. We track bank mergers (like the 2019 PNB-OBC-United merger and the Bank of Baroda-Dena-Vijaya merger) and update codes accordingly. If you find an error, use the 'Report Issue' button on the branch page — our team verifies and corrects it within 48 hours.
What is the difference between NEFT, RTGS and IMPS?
NEFT is processed in half-hourly batches, works 24×7, and has no minimum or maximum amount limit. RTGS is for amounts ₹2,00,000 and above, processed in real-time. IMPS is instant, works 24×7 including holidays, and supports up to ₹5,00,000 per transaction. All three require the beneficiary's IFSC code. UPI transfers are free, instant and work for amounts up to ₹1,00,000.