Network in LUDHIANA
42 banks operating in LUDHIANA, PUNJAB. Find IFSC codes, branch addresses and customer care for every bank in LUDHIANA.
The banking data provided for LUDHIANA, PUNJAB is for informational purposes only. While we strive for 100% accuracy, users are advised to verify IFSC and MICR codes with their respective bank branches before initiating transactions.
Financial Overview: LUDHIANA
Currently, there are 42 authenticated bank branches operational in LUDHIANA.
Our registry tracks multiple banking sectors including Public, Private, and Co-operative banks in this region.
LUDHIANA serves as a significant financial node within the PUNJAB state hierarchy.
Banking Infrastructure in LUDHIANA, PUNJAB
LUDHIANA in PUNJAB has 42 banks with active branches. Whether you need to find an IFSC code for a salary transfer, add a beneficiary for NEFT or RTGS, or simply locate the nearest branch address — this directory has every bank operating in LUDHIANA with verified, RBI-synced data.
Click on any bank below to see all its branches in LUDHIANA along with their individual IFSC codes, MICR codes, complete addresses and customer care numbers. All data is cross-verified against the official RBI master registry and updated when mergers or branch closures occur.
Payment Methods Accepted in LUDHIANA
- NEFT: Available 24×7, processed in half-hourly batches, no minimum amount
- RTGS: Real-time settlement for amounts ₹2,00,000 and above
- IMPS: Instant transfer, 24×7 including holidays, up to ₹5,00,000
- UPI: Free, instant transfers up to ₹1,00,000 per transaction
Frequently Asked Questions
Which banks operate in LUDHIANA, PUNJAB?
There are 42 banks in LUDHIANA, PUNJAB including major public sector banks (SBI, PNB, BOB, Canara), private banks (HDFC, ICICI, Axis) and regional rural banks. Browse the directory above to find any specific bank.
How do I find a bank's IFSC code in LUDHIANA, PUNJAB?
Click on your bank in the directory above, then select your specific branch to see its 11-digit IFSC code. You can also use the search bar at the top to directly search by IFSC code, bank name or branch name in LUDHIANA, PUNJAB.
How accurate are the IFSC codes listed here?
All IFSC codes on IFSCTeam are sourced directly from the Reserve Bank of India's master registry. We track bank mergers (like the 2019 PNB-OBC-United merger and the Bank of Baroda-Dena-Vijaya merger) and update codes accordingly. If you find an error, use the 'Report Issue' button on the branch page — our team verifies and corrects it within 48 hours.
What is the difference between NEFT, RTGS and IMPS?
NEFT is processed in half-hourly batches, works 24×7, and has no minimum or maximum amount limit. RTGS is for amounts ₹2,00,000 and above, processed in real-time. IMPS is instant, works 24×7 including holidays, and supports up to ₹5,00,000 per transaction. All three require the beneficiary's IFSC code. UPI transfers are free, instant and work for amounts up to ₹1,00,000.