MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques that identifies the bank, branch and city for automated cheque clearing through ECS.

Where can I find MICR code on a cheque?

The MICR code is printed at the bottom of a cheque in a special magnetic ink font. It is the 9-digit number usually found next to the cheque number.

What is the difference between IFSC and MICR?

IFSC (11 alphanumeric chars) is used for digital transfers like NEFT, RTGS, IMPS. MICR (9 numeric digits) is used for physical cheque clearing and ECS processing. Both uniquely identify a bank branch.

Is MICR code same for all branches of a bank?

No. Each branch has a unique MICR code. The first 3 digits represent the city, next 3 the bank, and last 3 the specific branch.

Cheque Clearing System — RBI 2026

MICR CODE FINDER.

Search the 9-digit Magnetic Ink Character Recognition code for any bank branch in India. Used for cheque clearing and ECS processing.

MICR Lookup Engine

RESULTS FOR "UP"

0 branches found

MICR 400065004

Abhyudaya Co-operative Bank — BHANDUP

GREATER MUMBAI, MAHARASHTRA

ABHY0065004

MICR 400065029

Abhyudaya Co-operative Bank — GANESH NAGAR

GREATER MUMBAI, MAHARASHTRA

ABHY0065029

MICR 400065055

Abhyudaya Co-operative Bank — VIRAR

THANE, MAHARASHTRA

ABHY0065055

MICR 576065002

Abhyudaya Co-operative Bank — MAIN BR UDUPI

UDUPI, KARNATAKA

ABHY0065301

MICR 576065003

Abhyudaya Co-operative Bank — CITY

UDUPI, KARNATAKA

ABHY0065302

MICR 576065004

Abhyudaya Co-operative Bank — SHIRVA

UDUPI, KARNATAKA

ABHY0065304

MICR 576065005

Abhyudaya Co-operative Bank — PADUBIDRI

DAKSHINA KANNADA, KARNATAKA

ABHY0065305

MICR 500869005

— BACHUPALLY

MEDCHAL MALKAJGIRI, TELANGANA

ADBK0001005

MICR 414885527

Ahmednagar District Central Co-operative Bank — SUPA

AHMEDNAGAR, MAHARASHTRA

AHDC0000177

MICR 413885515

Ahmednagar District Central Co-operative Bank — KHUPATI

AHMEDNAGAR, MAHARASHTRA

AHDC0000293

MICR 431364101

Akola Janata Commercial Co-operative Bank — NANDED

NANDED, MAHARASHTRA

AKJB0000026

MICR 380066029

Ahmedabad Mercantile Co-operative Bank — NIKOL ROAD

AHMEDABAD, GUJARAT

AMCB0660033

MICR 414776006

Ahmednagar Merchants Co-operative Bank — CHITALE ROAD

AHMEDNAGAR, MAHARASHTRA

AMDN0000105

MICR 400064252

Australia and New Zealand Banking Group — RTGS-HO

MUMBAI, MAHARASHTRA

ANZB0000001

MICR

Australia and New Zealand Banking Group — MUMBAI BRANCH

MUMBAI, MAHARASHTRA

ANZB00000SC

MICR 520143202

Andhra Pradesh State Co-operative Bank — CHENCHUPET

GUNTUR, ANDHRA PRADESH

APBL0000014

MICR 517143002

Andhra Pradesh State Co-operative Bank — TIRUPATI

CHITTOOR, ANDHRA PRADESH

APBL0000106

MICR 532752502

Andhra Pradesh State Co-operative Bank — THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD SRIKAKULAM-EEDUPURAM

SRIKAKULAM, ANDHRA PRADESH

APBL0001022

MICR 535824522

Andhra Pradesh State Co-operative Bank — CHEEPURUPALLE

VIZIANAGARAM, ANDHRA PRADESH

APBL0002003

MICR 535824102

Andhra Pradesh State Co-operative Bank — PARVATHIPURAM

VIZIANAGARAM, ANDHRA PRADESH

APBL0002009

MICR

Andhra Pradesh State Co-operative Bank — THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURUPAM BRANCH

VIZIANAGARAM, ANDHRA PRADESH

APBL0002020

MICR 535824010

Andhra Pradesh State Co-operative Bank — THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD VIZIANAGARAM DATTIRAJERU

VIZIANAGARAM, ANDHRA PRADESH

APBL0002024

MICR 533842646

Andhra Pradesh State Co-operative Bank — UPPALAGUPTAM

KAKINADA, ANDHRA PRADESH

APBL0004047

MICR 533842583

Andhra Pradesh State Co-operative Bank — YELESWARAM

KAKINADA, ANDHRA PRADESH

APBL0004048

MICR

Andhra Pradesh State Co-operative Bank — THE KRISHNA DISTRICT COOPERATIVE BANK LIMITED - UNGUTURU

KRISHNA, ANDHRA PRADESH

APBL0006059

MICR 522635583

Andhra Pradesh State Co-operative Bank — CHERUKUPALLI

GUNTUR, ANDHRA PRADESH

APBL0007008

MICR 520635106

Andhra Pradesh State Co-operative Bank — KORITEPADU

GUNTUR, ANDHRA PRADESH

APBL0007018

MICR

Andhra Pradesh State Co-operative Bank — THE GUNTUR DISTRICT CO-OPERATIVE CENTRAL BANK LTD

GUNTUR, ANDHRA PRADESH

APBL0007043

MICR 523827722

Andhra Pradesh State Co-operative Bank — UPPUGUNDUR

PRAKASAM, ANDHRA PRADESH

APBL0008028

MICR 523827587

Andhra Pradesh State Co-operative Bank — THE PRAKASAM DISTRICT CO OPERATIVE CENTRAL BANK LTD TARLUPADU

PRAKASAM, ANDHRA PRADESH

APBL0008033

MICR 524841662

Andhra Pradesh State Co-operative Bank — NAIDUPET

SRI POTTI SRI RAMULU NELLORE, ANDHRA PRADESH

APBL0009009

MICR

Andhra Pradesh State Co-operative Bank — BANGARUPALEM

CHITTOOR, ANDHRA PRADESH

APBL0010003

MICR

Andhra Pradesh State Co-operative Bank — KUPPAM

CHITTOOR, ANDHRA PRADESH

APBL0010011

MICR

Andhra Pradesh State Co-operative Bank — TIRUPATI

CHITTOOR, ANDHRA PRADESH

APBL0010023

MICR

Andhra Pradesh State Co-operative Bank — TIRUPATI-ANNAMAIAH

CHITTOOR, ANDHRA PRADESH

APBL0010026

MICR

Andhra Pradesh State Co-operative Bank — PAPANAIDUPET

CHITTOOR, ANDHRA PRADESH

APBL0010027

MICR

Chittoor District Co-operative Central Bank — THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - PACHIKAPALLAM

CHITTOOR, ANDHRA PRADESH

APBL0010032

MICR

Chittoor District Co-operative Central Bank — THE CHITTOOR DISTRICT CO-OPERATIVE CENTRAL BANK LTD

CHITTOOR, ANDHRA PRADESH

APBL0010035

MICR

Andhra Pradesh State Co-operative Bank — THE CHITTOOR DISTRICT COOPERATIVE CENTRAL BANK LTD RAMAKUPPAM

CHITTOOR, ANDHRA PRADESH

APBL0010040

MICR 516819662

Andhra Pradesh State Co-operative Bank — CHITVEL

CUDDAPAH, ANDHRA PRADESH

APBL0011020

MICR 516819722

Andhra Pradesh State Co-operative Bank — TSUNDUPALLI

CUDDAPAH, ANDHRA PRADESH

APBL0011023

MICR

Andhra Pradesh State Co-operative Bank — GOOTY

ANANTAPUR, ANDHRA PRADESH

APBL0012004

MICR

Andhra Pradesh State Co-operative Bank — HINDUPUR

ANANTAPUR, ANDHRA PRADESH

APBL0012007

MICR

Andhra Pradesh State Co-operative Bank — KOTHACHERUVU

ANANTAPUR, ANDHRA PRADESH

APBL0012022

MICR

Andhra Pradesh State Co-operative Bank — ATMAKUR

ANANTAPUR, ANDHRA PRADESH

APBL0012023

MICR 518823602

Andhra Pradesh State Co-operative Bank — DHONE

KURNOOL, ANDHRA PRADESH

APBL0013007

MICR 518823006

District Co-operative Central Bank Kurnool — THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU

KURNOOL, ANDHRA PRADESH

APBL0013023

MICR

Andhra Pradesh State Co-operative Bank — THE DISTRICT CO OPERATIVE CENTRAL BANK LTD KURNOOL YEDDUPENTA

NANDYAL, ANDHRA PRADESH

APBL0013024

MICR 500142015

A.P. Mahesh Co-operative Urban Bank — MALAKPET

HYDERABAD, ANDHRA PRADESH

APMC0000015

MICR 400098013

Apna Sahakari Bank — BHANDUP

GREATER BOMBAY, MAHARASHTRA

ASBL0000013

UNDERSTANDING MICR.

Digit Code

City

First 3 Digits

Bank

Middle 3 Digits

Branch

Last 3 Digits

MICR Code Anatomy

City

4 0 0

Bank

0 0 2

Branch

0 1 5

Example: 400002015 = Mumbai (400) + State Bank of India (002) + Fort Branch (015)

FREQUENTLY ASKED

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using special magnetic ink. It enables automated cheque processing and clearing through the banking system.

MICR vs IFSC — What's Different?

IFSC (11 alphanumeric) is for digital transfers — NEFT, RTGS, IMPS, UPI. MICR (9 numeric) is for physical cheque clearing and ECS. Both are unique per branch and essential for banking identity.

Where to Find MICR on Cheque?

Look at the bottom of your cheque — you'll see numbers printed in a special font. The 9-digit MICR code is usually the second set of numbers, right after the cheque number and before the account number.

Is MICR Still Required?

Yes! While digital payments are growing, MICR is still essential for cheque-based transactions, ECS mandates, insurance claims, and government subsidy disbursements. RBI mandates MICR for all clearing houses.