Ahmednagar District Central Co-operative Bank LAXMI KARANJA Branch IFSC Code, Address & Phone - AHMEDNAGAR, MAHARASHTRA | IFSCTeam Skip to Main Content
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Ahmednagar District Central Co-operative Bank
LAXMI KARANJA Branch
RBI Sourced

Official branch credentials for Ahmednagar District Central Co-operative Bank located in AHMEDNAGAR, MAHARASHTRA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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AHDC0000097
Institutional Data Node

Banking Data Matrix

MICR Code
414885005
Used for cheque clearing at RBI
BSR Code
0717056
Required for TDS & IT return filings
Branch Code
000097
Unique to LAXMI KARANJA in AHMEDNAGAR
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
AHDC
Identifies Ahmednagar District Central Co-operative Bank across India
Branch Contact
+912412416517
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"LAXMI KARANJA AHMEDNAGAR TAL NAGAR 414001"

📍 District: LAXMI KARANJA
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code AHDC0000097

Follow these step-by-step instructions to use the IFSC code AHDC0000097 for sending money to Ahmednagar District Central Co-operative Bank LAXMI KARANJA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Ahmednagar District Central Co-operative Bank
  4. Enter IFSC Code: AHDC0000097
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: AHDC0000097
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: AHDC0000097
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC AHDC0000097
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Ahmednagar District Central Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Ahmednagar District Central Co-operative Bank

About Ahmednagar District Central Co-operative Bank LAXMI KARANJA

Ahmednagar District Central Co-operative Bank LAXMI KARANJA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code AHDC0000097 is decoded as: bank identifier AHDC (Ahmednagar District Central Co-operative Bank) and branch code 000097, which uniquely identifies this LAXMI KARANJA location. This branch reports MICR 414885005 (used for cheque clearing), BSR 0717056 (required for TDS and income tax filings). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is LAXMI KARANJA AHMEDNAGAR TAL NAGAR 414001 in LAXMI KARANJA district, AHMEDNAGAR, MAHARASHTRA. For branch-specific queries, call +912412416517. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Ahmednagar District Central Co-operative Bank LAXMI KARANJA branch in AHMEDNAGAR.

What is the IFSC code of Ahmednagar District Central Co-operative Bank LAXMI KARANJA branch?
The IFSC code of Ahmednagar District Central Co-operative Bank LAXMI KARANJA in AHMEDNAGAR, MAHARASHTRA is AHDC0000097. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as AHDC (the bank identifier), a reserved '0', and 000097 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Ahmednagar District Central Co-operative Bank LAXMI KARANJA branch located?
The branch is located at LAXMI KARANJA AHMEDNAGAR TAL NAGAR 414001 in LAXMI KARANJA district, AHMEDNAGAR, MAHARASHTRA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Ahmednagar District Central Co-operative Bank LAXMI KARANJA?
You can reach the Ahmednagar District Central Co-operative Bank LAXMI KARANJA branch directly at +912412416517 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Ahmednagar District Central Co-operative Bank LAXMI KARANJA?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh) and IMPS (instant, 24×7, up to ₹5 lakh). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC AHDC0000097 when adding this branch as a beneficiary.
What is the MICR code of Ahmednagar District Central Co-operative Bank LAXMI KARANJA?
The MICR code of Ahmednagar District Central Co-operative Bank LAXMI KARANJA is 414885005. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Ahmednagar District Central Co-operative Bank LAXMI KARANJA and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 0717056. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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