AU Small Finance Bank PAKHOWAL ROAD LUDHIANA Branch IFSC Code, Address & Phone - LUDHIANA, PUNJAB | IFSCTeam Skip to Main Content
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AU Small Finance Bank
PAKHOWAL ROAD LUDHIANA Branch
RBI Sourced

Official branch credentials for AU Small Finance Bank located in LUDHIANA, PUNJAB.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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AUBL0002392
Institutional Data Node

Banking Data Matrix

MICR Code
141765002
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
002392
Unique to PAKHOWAL ROAD LUDHIANA in LUDHIANA
Swift Code (Intl)
AUBLINBB
For international wire transfers
Node Status
Verified
Bank Identifier
AUBL
Identifies AU Small Finance Bank across India
Branch Contact
+911612401200
Call for branch-specific banking queries
PIN Code
141001
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"SCO NO- 1-C, KANAL COLONY,KARABARA, PAKHOWAL ROAD"

📍 District: LUDHIANA 📮 PIN: 141001
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code AUBL0002392

Follow these step-by-step instructions to use the IFSC code AUBL0002392 for sending money to AU Small Finance Bank PAKHOWAL ROAD LUDHIANA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at AU Small Finance Bank
  4. Enter IFSC Code: AUBL0002392
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: AUBL0002392
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: AUBL0002392
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC AUBL0002392
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by AU Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from AU Small Finance Bank

About AU Small Finance Bank PAKHOWAL ROAD LUDHIANA

AU Small Finance Bank PAKHOWAL ROAD LUDHIANA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code AUBL0002392 is decoded as: bank identifier AUBL (AU Small Finance Bank) and branch code 002392, which uniquely identifies this PAKHOWAL ROAD LUDHIANA location. This branch reports MICR 141765002 (used for cheque clearing), SWIFT AUBLINBBXXX (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is SCO NO- 1-C, KANAL COLONY,KARABARA, PAKHOWAL ROAD in LUDHIANA district, LUDHIANA, PUNJAB (PIN: 141001). For branch-specific queries, call +911612401200. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about AU Small Finance Bank PAKHOWAL ROAD LUDHIANA branch in LUDHIANA.

What is the IFSC code of AU Small Finance Bank PAKHOWAL ROAD LUDHIANA branch?
The IFSC code of AU Small Finance Bank PAKHOWAL ROAD LUDHIANA in LUDHIANA, PUNJAB is AUBL0002392. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as AUBL (the bank identifier), a reserved '0', and 002392 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the AU Small Finance Bank PAKHOWAL ROAD LUDHIANA branch located?
The branch is located at SCO NO- 1-C, KANAL COLONY,KARABARA, PAKHOWAL ROAD in LUDHIANA district, LUDHIANA, PUNJAB (PIN 141001). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of AU Small Finance Bank PAKHOWAL ROAD LUDHIANA?
You can reach the AU Small Finance Bank PAKHOWAL ROAD LUDHIANA branch directly at +911612401200 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at AU Small Finance Bank PAKHOWAL ROAD LUDHIANA?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC AUBL0002392 when adding this branch as a beneficiary.
What is the MICR code of AU Small Finance Bank PAKHOWAL ROAD LUDHIANA?
The MICR code of AU Small Finance Bank PAKHOWAL ROAD LUDHIANA is 141765002. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
Does AU Small Finance Bank PAKHOWAL ROAD LUDHIANA have a SWIFT code for international transfers?
Yes — the SWIFT/BIC code on record for this branch is AUBLINBBXXX. It is used to route international wire transfers to the branch. Always confirm the SWIFT code with the branch before initiating a cross-border remittance.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for AU Small Finance Bank customers in PUNJAB.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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