Welcome to the high-trust institutional registry for Bandhan Bank. The BHANJANAGAR BRANCH branch, situated in the thriving economic landscape of GANJAM, serves as a pivotal financial gateway for residents and businesses across ODISHA. As an integral part of the Indian banking ecosystem, this branch facilitates critical fiscal operations and consumer-facing services.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code BDBL0002277. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at Bandhan Bank BHANJANAGAR BRANCH. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the GANJAM network.This branch remains a cornerstone of the Bandhan Bank network in the GANJAM region. We recommend double-checking all credential data before finalizing high-value transfers. For further assistance, the branch staff in ODISHA are available during standard banking hours to provide manual verification and support.
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Practical Guide
How to Use IFSC Code BDBL0002277
Follow these step-by-step instructions to use the IFSC code BDBL0002277 for sending money to Bandhan Bank BHANJANAGAR BRANCH branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Bandhan Bank
Enter IFSC Code: BDBL0002277
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: BDBL0002277
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: BDBL0002277
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BDBL0002277
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Bandhan Bank
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Bandhan Bank
About Bandhan Bank BHANJANAGAR BRANCH
Bandhan Bank BHANJANAGAR BRANCH branch is a fully operational banking facility located in GANJAM, ODISHA.
Identified by the IFSC code BDBL0002277, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 002277 is unique to this specific location, while the prefix BDBL identifies Bandhan Bank across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GANJAM, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Bandhan Bank BHANJANAGAR BRANCH branch in GANJAM.
What is the IFSC code of Bandhan Bank BHANJANAGAR BRANCH branch?
The IFSC code of Bandhan Bank BHANJANAGAR BRANCH branch located in GANJAM, ODISHA is BDBL0002277. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'BDBL' identify the bank, while the last six digits '002277' identify this specific branch.
What is the MICR code of Bandhan Bank BHANJANAGAR BRANCH?
The MICR (Magnetic Ink Character Recognition) code of Bandhan Bank BHANJANAGAR BRANCH is 761750302. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Bandhan Bank BHANJANAGAR BRANCH?
The BSR (Basic Statistical Return) code of Bandhan Bank BHANJANAGAR BRANCH in GANJAM is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Bandhan Bank BHANJANAGAR BRANCH.
What is the SWIFT code of Bandhan Bank BHANJANAGAR BRANCH for international transfers?
The SWIFT/BIC code for Bandhan Bank BHANJANAGAR BRANCH is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Bandhan Bank account in GANJAM, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to use BSR code of Bandhan Bank BHANJANAGAR BRANCH for TDS payment?
To pay TDS using Bandhan Bank BHANJANAGAR BRANCH BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Bandhan Bank as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Bandhan Bank BHANJANAGAR BRANCH (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
Is Bandhan Bank BHANJANAGAR BRANCH safe for large RTGS transfers above ₹2 lakh?
Bandhan Bank BHANJANAGAR BRANCH (IFSC: BDBL0002277) is an RBI-regulated branch in GANJAM, ODISHA. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC BDBL0002277 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
How to open a savings account at Bandhan Bank BHANJANAGAR BRANCH in GANJAM?
To open a savings account at Bandhan Bank BHANJANAGAR BRANCH in GANJAM: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Bandhan Bank's official website. The IFSC code for your new account will be BDBL0002277.
What is the difference between IFSC code and MICR code?
IFSC code (BDBL0002277) and MICR code are both unique identifiers for Bandhan Bank BHANJANAGAR BRANCH but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
What are the working hours of Bandhan Bank BHANJANAGAR BRANCH in GANJAM?
Bandhan Bank BHANJANAGAR BRANCH branch in GANJAM, ODISHA generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Bandhan Bank's toll-free helpline to confirm holiday timings.
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