The Bank of BarodaBHANJANNAGAR, ORISSA branch represents a significant node in India's digital banking revolution. Located in the heart of GANJAM, ODISHA, it offers a secure environment for all your monetary requirements. This branch is recognized for its commitment to providing real-time financial services and adhering to strict regulatory protocols.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code BARB0BHANJA. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at Bank of Baroda BHANJANNAGAR, ORISSA. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the GANJAM network.Dedicated to financial inclusion, Bank of Baroda BHANJANNAGAR, ORISSA continues to expand its reach in GANJAM. For specific inquiries regarding account maintenance or grievance redressal, customers are encouraged to use the authenticated contact details and physical address listed in our verified database for ODISHA.
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Practical Guide
How to Use IFSC Code BARB0BHANJA
Follow these step-by-step instructions to use the IFSC code BARB0BHANJA for sending money to Bank of Baroda BHANJANNAGAR, ORISSA branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Bank of Baroda
Enter IFSC Code: BARB0BHANJA
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: BARB0BHANJA
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: BARB0BHANJA
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BARB0BHANJA
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Bank of Baroda
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Bank of Baroda
About Bank of Baroda BHANJANNAGAR, ORISSA
Bank of Baroda BHANJANNAGAR, ORISSA branch is a fully operational banking facility located in GANJAM, ODISHA.
Identified by the IFSC code BARB0BHANJA, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code BHANJA is unique to this specific location, while the prefix BARB identifies Bank of Baroda across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GANJAM, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Bank of Baroda BHANJANNAGAR, ORISSA branch in GANJAM.
What is the IFSC code of Bank of Baroda BHANJANNAGAR, ORISSA branch?
The IFSC code of Bank of Baroda BHANJANNAGAR, ORISSA branch located in GANJAM, ODISHA is BARB0BHANJA. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'BARB' identify the bank, while the last six digits 'BHANJA' identify this specific branch.
What is the MICR code of Bank of Baroda BHANJANNAGAR, ORISSA?
The MICR (Magnetic Ink Character Recognition) code of Bank of Baroda BHANJANNAGAR, ORISSA is 761012502. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Bank of Baroda BHANJANNAGAR, ORISSA?
The BSR (Basic Statistical Return) code of Bank of Baroda BHANJANNAGAR, ORISSA in GANJAM is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Bank of Baroda BHANJANNAGAR, ORISSA.
What is the SWIFT code of Bank of Baroda BHANJANNAGAR, ORISSA for international transfers?
The SWIFT/BIC code for Bank of Baroda BHANJANNAGAR, ORISSA is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Bank of Baroda account in GANJAM, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to receive international wire transfer at Bank of Baroda BHANJANNAGAR, ORISSA?
To receive an international wire transfer at Bank of Baroda BHANJANNAGAR, ORISSA in GANJAM: (1) Provide the sender your full name, account number, and SWIFT code available upon branch request, (2) Also provide your complete branch address in GANJAM, ODISHA, (3) The sender's bank will use the SWIFT code to route funds to Bank of Baroda. SWIFT transfers typically take 1-5 business days. For large remittances, check if Bank of Baroda has a correspondent banking relationship with the sender's country.
Can I do IMPS transfer to Bank of Baroda BHANJANNAGAR, ORISSA using IFSC BARB0BHANJA?
Yes, you can use IFSC code BARB0BHANJA to send money via IMPS (Immediate Payment Service) to accounts at Bank of Baroda BHANJANNAGAR, ORISSA in GANJAM. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
How to use BSR code of Bank of Baroda BHANJANNAGAR, ORISSA for TDS payment?
To pay TDS using Bank of Baroda BHANJANNAGAR, ORISSA BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Bank of Baroda as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Bank of Baroda BHANJANNAGAR, ORISSA (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
How to open a savings account at Bank of Baroda BHANJANNAGAR, ORISSA in GANJAM?
To open a savings account at Bank of Baroda BHANJANNAGAR, ORISSA in GANJAM: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Bank of Baroda's official website. The IFSC code for your new account will be BARB0BHANJA.
What are the working hours of Bank of Baroda BHANJANNAGAR, ORISSA in GANJAM?
Bank of Baroda BHANJANNAGAR, ORISSA branch in GANJAM, ODISHA generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Bank of Baroda's toll-free helpline to confirm holiday timings.
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