Bank of India ALIGANJ HABIBPUR Branch IFSC Code, Address & Phone - ALIGANJ HABIBPUR, BIHAR | IFSCTeam Skip to Main Content
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Bank of India
ALIGANJ HABIBPUR Branch
RBI Sourced

Official branch credentials for Bank of India located in ALIGANJ HABIBPUR, BIHAR.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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BKID0004627
Institutional Data Node

Banking Data Matrix

MICR Code
812013005
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
004627
Unique to ALIGANJ HABIBPUR in ALIGANJ HABIBPUR
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
BKID
Identifies Bank of India across India
Branch Contact
+916412422190
Call for branch-specific banking queries
PIN Code
842110
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GURHATTA CHOWKPO MIRJANHAT DIST BHAGALPUR"

📍 District: ALIGANJ HABIBPUR 📮 PIN: 842110
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code BKID0004627

Follow these step-by-step instructions to use the IFSC code BKID0004627 for sending money to Bank of India ALIGANJ HABIBPUR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Bank of India
  4. Enter IFSC Code: BKID0004627
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: BKID0004627
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: BKID0004627
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BKID0004627
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Bank of India

About Bank of India ALIGANJ HABIBPUR

Bank of India ALIGANJ HABIBPUR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code BKID0004627 is decoded as: bank identifier BKID (Bank of India) and branch code 004627, which uniquely identifies this ALIGANJ HABIBPUR location. This branch reports MICR 812013005 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GURHATTA CHOWKPO MIRJANHAT DIST BHAGALPUR in ALIGANJ HABIBPUR district, ALIGANJ HABIBPUR, BIHAR (PIN: 842110). For branch-specific queries, call +916412422190. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Bank of India ALIGANJ HABIBPUR branch in ALIGANJ HABIBPUR.

What is the IFSC code of Bank of India ALIGANJ HABIBPUR branch?
The IFSC code of Bank of India ALIGANJ HABIBPUR branch in ALIGANJ HABIBPUR, BIHAR is BKID0004627. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Bank of India ALIGANJ HABIBPUR located and how can I contact them?
The branch is physically located at: GURHATTA CHOWKPO MIRJANHAT DIST BHAGALPUR, ALIGANJ HABIBPUR, BIHAR - 842110. You can reach the branch customer desk directly at +916412422190 for operational or account assistance.
What is the MICR code of Bank of India ALIGANJ HABIBPUR and how is it used?
The MICR code of Bank of India ALIGANJ HABIBPUR is 812013005. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Bank of India ALIGANJ HABIBPUR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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