Detailed profile for Bank of IndiaPADAMPUR in BARGARH, ODISHA. This facility serves as a vital touchpoint for customers seeking verified banking credentials and physical branch assistance. Part of a vast national network, the branch is equipped to facilitate large-volume fund movements and retail banking operations.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code BKID0005522. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at Bank of India PADAMPUR. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the BARGARH network.The BARGARH office of Bank of India is committed to upholding the highest standards of customer service and fiscal transparency. Residents of ODISHA can utilize this branch for a variety of products, ranging from term deposits to specialized agricultural or business credit lines, all managed under the latest RBI-mandated safety protocols.
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Practical Guide
How to Use IFSC Code BKID0005522
Follow these step-by-step instructions to use the IFSC code BKID0005522 for sending money to Bank of India PADAMPUR branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Bank of India
Enter IFSC Code: BKID0005522
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: BKID0005522
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: BKID0005522
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BKID0005522
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Bank of India
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Bank of India
About Bank of India PADAMPUR
Bank of India PADAMPUR branch is a fully operational banking facility located in BARGARH, ODISHA.
Identified by the IFSC code BKID0005522, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 005522 is unique to this specific location, while the prefix BKID identifies Bank of India across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in BARGARH, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Bank of India PADAMPUR branch in BARGARH.
What is the IFSC code of Bank of India PADAMPUR branch?
The IFSC code of Bank of India PADAMPUR branch located in BARGARH, ODISHA is BKID0005522. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'BKID' identify the bank, while the last six digits '005522' identify this specific branch.
What is the MICR code of Bank of India PADAMPUR?
The MICR (Magnetic Ink Character Recognition) code of Bank of India PADAMPUR is 768013007. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Bank of India PADAMPUR?
The BSR (Basic Statistical Return) code of Bank of India PADAMPUR in BARGARH is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Bank of India PADAMPUR.
What is the SWIFT code of Bank of India PADAMPUR for international transfers?
The SWIFT/BIC code for Bank of India PADAMPUR is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Bank of India account in BARGARH, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
Can I do IMPS transfer to Bank of India PADAMPUR using IFSC BKID0005522?
Yes, you can use IFSC code BKID0005522 to send money via IMPS (Immediate Payment Service) to accounts at Bank of India PADAMPUR in BARGARH. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
What are the working hours of Bank of India PADAMPUR in BARGARH?
Bank of India PADAMPUR branch in BARGARH, ODISHA generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Bank of India's toll-free helpline to confirm holiday timings.
How to use BSR code of Bank of India PADAMPUR for TDS payment?
To pay TDS using Bank of India PADAMPUR BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select Bank of India as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of Bank of India PADAMPUR (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
How to send money using NEFT to Bank of India PADAMPUR?
To send money via NEFT to Bank of India PADAMPUR, log into your net banking or mobile app, go to 'Fund Transfer → Add Beneficiary', enter the account number and IFSC code BKID0005522. Select NEFT as the transfer mode, enter the amount, and confirm. NEFT transfers are processed in half-hourly batches and are available 24x7x365 including weekends and holidays since December 2019. There is no minimum or maximum limit for NEFT transfers.
How to receive international wire transfer at Bank of India PADAMPUR?
To receive an international wire transfer at Bank of India PADAMPUR in BARGARH: (1) Provide the sender your full name, account number, and SWIFT code available upon branch request, (2) Also provide your complete branch address in BARGARH, ODISHA, (3) The sender's bank will use the SWIFT code to route funds to Bank of India. SWIFT transfers typically take 1-5 business days. For large remittances, check if Bank of India has a correspondent banking relationship with the sender's country.
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