Ajara Urban Co-operative Bank
GARGOTI Branch
RBI Sourced
Official branch credentials for Ajara Urban Co-operative Bank located in KOLHAPUR, MAHARASHTRA.
Banking Data Matrix
Other Ajara Urban Co-operative Bank Branches in KOLHAPUR
6 more Ajara Urban Co-operative Bank branches found in KOLHAPUR, MAHARASHTRA
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"KADGAON ROAD,TAL AJARA"
How to Use IFSC Code AJAR0000003
Follow these step-by-step instructions to use the IFSC code AJAR0000003 for sending money to Ajara Urban Co-operative Bank GARGOTI branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Ajara Urban Co-operative Bank
- Enter IFSC Code: AJAR0000003
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: AJAR0000003
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: AJAR0000003
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Ajara Urban Co-operative Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Ajara Urban Co-operative Bank
About Ajara Urban Co-operative Bank GARGOTI
Ajara Urban Co-operative Bank GARGOTI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code AJAR0000003 is decoded as: bank identifier AJAR (Ajara Urban Co-operative Bank) and branch code 000003, which uniquely identifies this GARGOTI location. This branch reports MICR 416394503 (used for cheque clearing), BSR AJAR0000003 (required for TDS and income tax filings). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is KADGAON ROAD,TAL AJARA in GARGOTI district, KOLHAPUR, MAHARASHTRA (PIN: 416001). For branch-specific queries, call +912324220040. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Ajara Urban Co-operative Bank GARGOTI branch in KOLHAPUR.
What is the IFSC code of Ajara Urban Co-operative Bank GARGOTI branch?
Where is Ajara Urban Co-operative Bank GARGOTI located and how can I contact them?
What is the MICR code of Ajara Urban Co-operative Bank GARGOTI and how is it used?
What are the working hours and holiday schedule for Ajara Urban Co-operative Bank GARGOTI?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Ajara Urban Co-operative Bank customers in MAHARASHTRA.