Ajara Urban Co-operative Bank DELIEL ROAD Branch IFSC Code, Address & Phone - MUMBAI, MAHARASHTRA | IFSCTeam Skip to Main Content
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Ajara Urban Co-operative Bank
DELIEL ROAD Branch
RBI Sourced

Official branch credentials for Ajara Urban Co-operative Bank located in MUMBAI, MAHARASHTRA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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AJAR0000005
Institutional Data Node

Banking Data Matrix

MICR Code
400014251
Used for cheque clearing at RBI
BSR Code
4720105
Required for TDS & IT return filings
Branch Code
000005
Unique to DELIEL ROAD in MUMBAI
Swift Code (Intl)
UNKNOWN
For international wire transfers
Node Status
Verified
Bank Identifier
AJAR
Identifies Ajara Urban Co-operative Bank across India
Branch Contact
+912223087411
Call for branch-specific banking queries
PIN Code
400001
Postal Index Number
Branch Network

Other Ajara Urban Co-operative Bank Branches in MUMBAI

2 more Ajara Urban Co-operative Bank branches found in MUMBAI, MAHARASHTRA

Ajara Urban Co-operative Bank IMPS
IFSC: IBKL0116AUC
BORIVALI
IFSC: AJAR0000016
View all Ajara Urban Co-operative Bank branches in MUMBAI
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"BUILDING NO.19,GALA NO.8-9-10,HARHARWALA BUILDING,N.M.JOSHI MARG"

📍 District: MUMBAI 📮 PIN: 400001
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code AJAR0000005

Follow these step-by-step instructions to use the IFSC code AJAR0000005 for sending money to Ajara Urban Co-operative Bank DELIEL ROAD branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Ajara Urban Co-operative Bank
  4. Enter IFSC Code: AJAR0000005
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: AJAR0000005
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: AJAR0000005
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC AJAR0000005
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Ajara Urban Co-operative Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Ajara Urban Co-operative Bank

About Ajara Urban Co-operative Bank DELIEL ROAD

Ajara Urban Co-operative Bank DELIEL ROAD is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code AJAR0000005 is decoded as: bank identifier AJAR (Ajara Urban Co-operative Bank) and branch code 000005, which uniquely identifies this DELIEL ROAD location. This branch reports MICR 400014251 (used for cheque clearing), BSR 4720105 (required for TDS and income tax filings), SWIFT UNKNOWNXXX (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is BUILDING NO.19,GALA NO.8-9-10,HARHARWALA BUILDING,N.M.JOSHI MARG in MUMBAI district, MUMBAI, MAHARASHTRA (PIN: 400001). For branch-specific queries, call +912223087411. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Ajara Urban Co-operative Bank DELIEL ROAD branch in MUMBAI.

What is the IFSC code of Ajara Urban Co-operative Bank DELIEL ROAD branch?
The IFSC code of Ajara Urban Co-operative Bank DELIEL ROAD branch in MUMBAI, MAHARASHTRA is AJAR0000005. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Ajara Urban Co-operative Bank DELIEL ROAD located and how can I contact them?
The branch is physically located at: BUILDING NO.19,GALA NO.8-9-10,HARHARWALA BUILDING,N.M.JOSHI MARG, MUMBAI, MAHARASHTRA - 400001. You can reach the branch customer desk directly at +912223087411 for operational or account assistance.
What is the MICR code of Ajara Urban Co-operative Bank DELIEL ROAD and how is it used?
The MICR code of Ajara Urban Co-operative Bank DELIEL ROAD is 400014251. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Ajara Urban Co-operative Bank DELIEL ROAD?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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