Apna Sahakari Bank
RATNAGIRI Branch
RBI Sourced
Official branch credentials for Apna Sahakari Bank located in RATNAGIRI, MAHARASHTRA.
Banking Data Matrix
Other Apna Sahakari Bank Branches in RATNAGIRI
3 more Apna Sahakari Bank branches found in RATNAGIRI, MAHARASHTRA
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"NAVAKR PLAZA, 1 ST FLOOR, A WING, SHOP NO 14,115,116 RATNAGIRI KOLHAPUR HIGHWAY, MARUTI MANDIR CIRCLE RATNAGIRI 415 612"
How to Use IFSC Code ASBL0000078
Follow these step-by-step instructions to use the IFSC code ASBL0000078 for sending money to Apna Sahakari Bank RATNAGIRI branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Apna Sahakari Bank
- Enter IFSC Code: ASBL0000078
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: ASBL0000078
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: ASBL0000078
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Apna Sahakari Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Apna Sahakari Bank
About Apna Sahakari Bank RATNAGIRI
Apna Sahakari Bank RATNAGIRI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code ASBL0000078 is decoded as: bank identifier ASBL (Apna Sahakari Bank) and branch code 000078, which uniquely identifies this RATNAGIRI location. This branch reports MICR 415098051 (used for cheque clearing), BSR 209328 (required for TDS and income tax filings), SWIFT ASBLINBBRTG (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is NAVAKR PLAZA, 1 ST FLOOR, A WING, SHOP NO 14,115,116 RATNAGIRI KOLHAPUR HIGHWAY, MARUTI MANDIR CIRCLE RATNAGIRI 415 612 in RATNAGIRI district, RATNAGIRI, MAHARASHTRA (PIN: 415612). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Apna Sahakari Bank RATNAGIRI branch in RATNAGIRI.
What is the IFSC code of Apna Sahakari Bank RATNAGIRI branch?
Where is Apna Sahakari Bank RATNAGIRI located and how can I contact them?
What is the MICR code of Apna Sahakari Bank RATNAGIRI and how is it used?
What are the working hours and holiday schedule for Apna Sahakari Bank RATNAGIRI?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Apna Sahakari Bank customers in MAHARASHTRA.