Bank of India HAMIRPUR Branch IFSC Code, Address & Phone - HAMIRPUR, HIMACHAL PRADESH | IFSCTeam Skip to Main Content
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Bank of India
HAMIRPUR Branch
RBI Sourced

Official branch credentials for Bank of India located in HAMIRPUR, HIMACHAL PRADESH.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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BKID0007922
Institutional Data Node

Banking Data Matrix

MICR Code
177013002
Used for cheque clearing at RBI
BSR Code
2097744
Required for TDS & IT return filings
Branch Code
007922
Unique to HAMIRPUR in HAMIRPUR
Swift Code (Intl)
BKIDINBBHMP
For international wire transfers
Node Status
Verified
Bank Identifier
BKID
Identifies Bank of India across India
Branch Contact
+911972224342
Call for branch-specific banking queries
PIN Code
174001
Postal Index Number
Branch Network

Other Bank of India Branches in HAMIRPUR

1 more Bank of India branch found in HAMIRPUR, HIMACHAL PRADESH

HAMIRPUR
IFSC: BKID0006982  ·  PIN: 177001
View all Bank of India branches in HAMIRPUR
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"GROUND FLOOR ANTARIKSH MALLWARD NO 2 GANDHI CHOWK"

📍 District: HAMIRPUR 📮 PIN: 174001
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code BKID0007922

Follow these step-by-step instructions to use the IFSC code BKID0007922 for sending money to Bank of India HAMIRPUR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Bank of India
  4. Enter IFSC Code: BKID0007922
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: BKID0007922
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: BKID0007922
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC BKID0007922
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Bank of India
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Bank of India

About Bank of India HAMIRPUR

Bank of India HAMIRPUR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code BKID0007922 is decoded as: bank identifier BKID (Bank of India) and branch code 007922, which uniquely identifies this HAMIRPUR location. This branch reports MICR 177013002 (used for cheque clearing), BSR 2097744 (required for TDS and income tax filings), SWIFT BKIDINBBHMP (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is GROUND FLOOR ANTARIKSH MALLWARD NO 2 GANDHI CHOWK in HAMIRPUR district, HAMIRPUR, HIMACHAL PRADESH (PIN: 174001). For branch-specific queries, call +911972224342. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Bank of India HAMIRPUR branch in HAMIRPUR.

What is the IFSC code of Bank of India HAMIRPUR branch?
The IFSC code of Bank of India HAMIRPUR branch in HAMIRPUR, HIMACHAL PRADESH is BKID0007922. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Bank of India HAMIRPUR located and how can I contact them?
The branch is physically located at: GROUND FLOOR ANTARIKSH MALLWARD NO 2 GANDHI CHOWK, HAMIRPUR, HIMACHAL PRADESH - 174001. You can reach the branch customer desk directly at +911972224342 for operational or account assistance.
What is the MICR code of Bank of India HAMIRPUR and how is it used?
The MICR code of Bank of India HAMIRPUR is 177013002. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Bank of India HAMIRPUR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Bank of India customers in HIMACHAL PRADESH.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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