Central Bank of India
R R PHAGWARA Branch
RBI Sourced
Official branch credentials for Central Bank of India located in KAPURTHALA, PUNJAB.
Banking Data Matrix
Other Central Bank of India Branches in KAPURTHALA
2 more Central Bank of India branches found in KAPURTHALA, PUNJAB
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"RAILWAY ROAD PHAGWARA"
How to Use IFSC Code CBIN0280352
Follow these step-by-step instructions to use the IFSC code CBIN0280352 for sending money to Central Bank of India R R PHAGWARA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Central Bank of India
- Enter IFSC Code: CBIN0280352
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: CBIN0280352
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: CBIN0280352
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Central Bank of India
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Central Bank of India
About Central Bank of India R R PHAGWARA
Central Bank of India R R PHAGWARA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code CBIN0280352 is decoded as: bank identifier CBIN (Central Bank of India) and branch code 280352, which uniquely identifies this R R PHAGWARA location. This branch reports MICR 141016203 (used for cheque clearing), BSR 0305232 (required for TDS and income tax filings), SWIFT CBININBB352 (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is RAILWAY ROAD PHAGWARA in PHAGWARA district, KAPURTHALA, PUNJAB (PIN: 144401). For branch-specific queries, call +912222612008. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Central Bank of India R R PHAGWARA branch in KAPURTHALA.
What is the IFSC code of Central Bank of India R R PHAGWARA branch?
Where is Central Bank of India R R PHAGWARA located and how can I contact them?
What is the MICR code of Central Bank of India R R PHAGWARA and how is it used?
What are the working hours and holiday schedule for Central Bank of India R R PHAGWARA?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Central Bank of India customers in PUNJAB.