Central Bank of India
KUMLAI Branch
RBI Sourced
Official branch credentials for Central Bank of India located in JALPAIGURI, WEST BENGAL.
Banking Data Matrix
80/100
Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
How to Use IFSC Code CBIN0281908
Follow these step-by-step instructions to use the IFSC code CBIN0281908 for sending money to Central Bank of India KUMLAI branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Central Bank of India
- Enter IFSC Code: CBIN0281908
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: CBIN0281908
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: CBIN0281908
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Central Bank of India
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Central Bank of India
About Central Bank of India KUMLAI
Central Bank of India KUMLAI is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code CBIN0281908 is decoded as: bank identifier CBIN (Central Bank of India) and branch code 281908, which uniquely identifies this KUMLAI location. This branch reports MICR 735016694 (used for cheque clearing), BSR 281808 (required for TDS and income tax filings), SWIFT CBININBBCU (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is AT KUMLAI, POST BARADIGHI, DIST-JALPAIGURI, WEST BENGAL-735230 in KUMLAI district, JALPAIGURI, WEST BENGAL (PIN: 735230). For branch-specific queries, call +912222612008. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Central Bank of India KUMLAI branch in JALPAIGURI.
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Central Bank of India customers in WEST BENGAL.