Equitas Small Finance Bank VASISTHAPURAM Branch IFSC Code, Address & Phone - CUDDALORE, TAMIL NADU | IFSCTeam Skip to Main Content
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Equitas Small Finance Bank
VASISTHAPURAM Branch
RBI Sourced

Official branch credentials for Equitas Small Finance Bank located in CUDDALORE, TAMIL NADU.

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Nikky Dhale
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ESFB0001099
Institutional Data Node

Banking Data Matrix

MICR Code
605756010
Used for cheque clearing at RBI
BSR Code
001099
Required for TDS & IT return filings
Branch Code
001099
Unique to VASISTHAPURAM in CUDDALORE
Swift Code (Intl)
EBSSINBB
For international wire transfers
Node Status
Verified
Bank Identifier
ESFB
Identifies Equitas Small Finance Bank across India
Branch Contact
+914430898017
Call for branch-specific banking queries
PIN Code
607002
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"NO.175/1 VASISTHAPURAM VILLAGE,THITAKUDI THALUK,CUDDALORE DISTRICT"

📍 District: CUDDALORE 📮 PIN: 607002
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code ESFB0001099

Follow these step-by-step instructions to use the IFSC code ESFB0001099 for sending money to Equitas Small Finance Bank VASISTHAPURAM branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Equitas Small Finance Bank
  4. Enter IFSC Code: ESFB0001099
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: ESFB0001099
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: ESFB0001099
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC ESFB0001099
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Equitas Small Finance Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Equitas Small Finance Bank

About Equitas Small Finance Bank VASISTHAPURAM

Equitas Small Finance Bank VASISTHAPURAM is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code ESFB0001099 is decoded as: bank identifier ESFB (Equitas Small Finance Bank) and branch code 001099, which uniquely identifies this VASISTHAPURAM location. This branch reports MICR 605756010 (used for cheque clearing), BSR 001099 (required for TDS and income tax filings), SWIFT EBSSINBB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is NO.175/1 VASISTHAPURAM VILLAGE,THITAKUDI THALUK,CUDDALORE DISTRICT in CUDDALORE district, CUDDALORE, TAMIL NADU (PIN: 607002). For branch-specific queries, call +914430898017. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Equitas Small Finance Bank VASISTHAPURAM branch in CUDDALORE.

What is the IFSC code of Equitas Small Finance Bank VASISTHAPURAM branch?
The IFSC code of Equitas Small Finance Bank VASISTHAPURAM in CUDDALORE, TAMIL NADU is ESFB0001099. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as ESFB (the bank identifier), a reserved '0', and 001099 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Equitas Small Finance Bank VASISTHAPURAM branch located?
The branch is located at NO.175/1 VASISTHAPURAM VILLAGE,THITAKUDI THALUK,CUDDALORE DISTRICT in CUDDALORE district, CUDDALORE, TAMIL NADU (PIN 607002). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Equitas Small Finance Bank VASISTHAPURAM?
You can reach the Equitas Small Finance Bank VASISTHAPURAM branch directly at +914430898017 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Equitas Small Finance Bank VASISTHAPURAM?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC ESFB0001099 when adding this branch as a beneficiary.
What is the MICR code of Equitas Small Finance Bank VASISTHAPURAM?
The MICR code of Equitas Small Finance Bank VASISTHAPURAM is 605756010. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What is the BSR code of Equitas Small Finance Bank VASISTHAPURAM and when is it needed?
The BSR (Basic Statistical Returns) code of this branch is 001099. It is a 7-digit RBI-assigned code required when reporting TDS challans and reconciling tax payments in income-tax returns.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Equitas Small Finance Bank customers in TAMIL NADU.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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