Esaf Small Finance Bank
KOTTAKKAL Branch
RBI Sourced
Official branch credentials for Esaf Small Finance Bank located in MALAPPURAM, KERALA.
Banking Data Matrix
Other Esaf Small Finance Bank Branches in MALAPPURAM
6 more Esaf Small Finance Bank branches found in MALAPPURAM, KERALA
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"13/832,SURVEY NO SV-104/1,MAS BUILDING,EDARIKODE,THIRURANGADI,MALAPPURAM 676501"
How to Use IFSC Code ESMF0001127
Follow these step-by-step instructions to use the IFSC code ESMF0001127 for sending money to Esaf Small Finance Bank KOTTAKKAL branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Esaf Small Finance Bank
- Enter IFSC Code: ESMF0001127
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: ESMF0001127
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: ESMF0001127
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Esaf Small Finance Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Esaf Small Finance Bank
About Esaf Small Finance Bank KOTTAKKAL
Esaf Small Finance Bank KOTTAKKAL is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code ESMF0001127 is decoded as: bank identifier ESMF (Esaf Small Finance Bank) and branch code 001127, which uniquely identifies this KOTTAKKAL location. This branch reports MICR 676760102 (used for cheque clearing), BSR 209328 (required for TDS and income tax filings), SWIFT ESMFINE1 (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is 13/832,SURVEY NO SV-104/1,MAS BUILDING,EDARIKODE,THIRURANGADI,MALAPPURAM 676501 in KOTTAKKAL district, MALAPPURAM, KERALA (PIN: 676501). For branch-specific queries, call +918589924432. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Esaf Small Finance Bank KOTTAKKAL branch in MALAPPURAM.
What is the IFSC code of Esaf Small Finance Bank KOTTAKKAL branch?
Where is Esaf Small Finance Bank KOTTAKKAL located and how can I contact them?
What is the MICR code of Esaf Small Finance Bank KOTTAKKAL and how is it used?
What are the working hours and holiday schedule for Esaf Small Finance Bank KOTTAKKAL?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Esaf Small Finance Bank customers in KERALA.