Esaf Small Finance Bank
RAIGANJ Branch
RBI Sourced
Official branch credentials for Esaf Small Finance Bank located in NORTH DINAJPUR, WEST BENGAL.
Banking Data Matrix
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
"297 271,THANA ROAD,RAIGANJ PO,RAIGANJ,UTTAR DINJAPUR,WEST BENGAL 733134"
How to Use IFSC Code ESMF0001883
Follow these step-by-step instructions to use the IFSC code ESMF0001883 for sending money to Esaf Small Finance Bank RAIGANJ branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Esaf Small Finance Bank
- Enter IFSC Code: ESMF0001883
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: ESMF0001883
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: ESMF0001883
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Esaf Small Finance Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Esaf Small Finance Bank
About Esaf Small Finance Bank RAIGANJ
Esaf Small Finance Bank RAIGANJ is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code ESMF0001883 is decoded as: bank identifier ESMF (Esaf Small Finance Bank) and branch code 001883, which uniquely identifies this RAIGANJ location. Secondary banking codes (MICR/BSR/SWIFT) are not recorded for this branch. Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is 297 271,THANA ROAD,RAIGANJ PO,RAIGANJ,UTTAR DINJAPUR,WEST BENGAL 733134 in NORTH DINAJPUR district, NORTH DINAJPUR, WEST BENGAL. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Esaf Small Finance Bank RAIGANJ branch in NORTH DINAJPUR.
What is the IFSC code of Esaf Small Finance Bank RAIGANJ branch?
Where is Esaf Small Finance Bank RAIGANJ located and how can I contact them?
What is the MICR code of Esaf Small Finance Bank RAIGANJ and how is it used?
What are the working hours and holiday schedule for Esaf Small Finance Bank RAIGANJ?
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Esaf Small Finance Bank customers in WEST BENGAL.