Fino Payments Bank CHAR RASTA Branch IFSC Code, Address & Phone - SURAT, GUJARAT | IFSCTeam Skip to Main Content
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Verified Branch Registry

Fino Payments Bank
CHAR RASTA Branch
RBI Sourced

Official branch credentials for Fino Payments Bank located in SURAT, GUJARAT.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
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Internal Financial System Code
FINO0001118
Institutional Data Node

Banking Data Matrix

MICR Code
395771002
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
001118
Unique to CHAR RASTA in SURAT
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
FINO
Identifies Fino Payments Bank across India
Branch Contact
+919099230130
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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Supported Payment Networks

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Typical Banking Hours (India)

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.
Physical Coordinates

"SHOP NO 1784/45,R K COMPLEX PALSANA,CHAR RASTA,PALSANA,SURAT -394327"

📍 District: SURAT
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code FINO0001118

Follow these step-by-step instructions to use the IFSC code FINO0001118 for sending money to Fino Payments Bank CHAR RASTA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Fino Payments Bank
  4. Enter IFSC Code: FINO0001118
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: FINO0001118
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: FINO0001118
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC FINO0001118
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Fino Payments Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Fino Payments Bank

About Fino Payments Bank CHAR RASTA

Fino Payments Bank CHAR RASTA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code FINO0001118 is decoded as: bank identifier FINO (Fino Payments Bank) and branch code 001118, which uniquely identifies this CHAR RASTA location. This branch reports MICR 395771002 (used for cheque clearing). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is SHOP NO 1784/45,R K COMPLEX PALSANA,CHAR RASTA,PALSANA,SURAT -394327 in SURAT district, SURAT, GUJARAT. For branch-specific queries, call +919099230130. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Fino Payments Bank CHAR RASTA branch in SURAT.

What is the IFSC code of Fino Payments Bank CHAR RASTA branch?
The IFSC code of Fino Payments Bank CHAR RASTA in SURAT, GUJARAT is FINO0001118. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as FINO (the bank identifier), a reserved '0', and 001118 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Fino Payments Bank CHAR RASTA branch located?
The branch is located at SHOP NO 1784/45,R K COMPLEX PALSANA,CHAR RASTA,PALSANA,SURAT -394327 in SURAT district, SURAT, GUJARAT. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Fino Payments Bank CHAR RASTA?
You can reach the Fino Payments Bank CHAR RASTA branch directly at +919099230130 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Fino Payments Bank CHAR RASTA?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC FINO0001118 when adding this branch as a beneficiary.
What is the MICR code of Fino Payments Bank CHAR RASTA?
The MICR code of Fino Payments Bank CHAR RASTA is 395771002. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Fino Payments Bank CHAR RASTA?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

Related Banking Guides

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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