Indian Bank ARUVIKKARA Branch IFSC Code, Address & Phone - THIRUVANANTHAPURAM, KERALA | IFSCTeam Skip to Main Content
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Indian Bank
ARUVIKKARA Branch
RBI Sourced

Official branch credentials for Indian Bank located in THIRUVANANTHAPURAM, KERALA.

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Nikky Dhale
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Financial Strategist & Banking Analyst
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IDIB000A070
Institutional Data Node

Banking Data Matrix

MICR Code
695019081
Used for cheque clearing at RBI
BSR Code
0304631
Required for TDS & IT return filings
Branch Code
00A070
Unique to ARUVIKKARA in THIRUVANANTHAPURAM
Swift Code (Intl)
IDIBINBBARK
For international wire transfers
Node Status
Verified
Bank Identifier
IDIB
Identifies Indian Bank across India
Branch Contact
+914722888232
Call for branch-specific banking queries
PIN Code
695564
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"APVI/684B FIRST FLOORSABARI BUILDING HIGH SCHOOL JUNCTIONARUVIKKARA ARUVIKKARA PIN 695564"

📍 District: HIGH SCHOOL JUNCTION ARUVIKKARA 📮 PIN: 695564
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code IDIB000A070

Follow these step-by-step instructions to use the IFSC code IDIB000A070 for sending money to Indian Bank ARUVIKKARA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indian Bank
  4. Enter IFSC Code: IDIB000A070
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: IDIB000A070
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: IDIB000A070
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IDIB000A070
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indian Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indian Bank

About Indian Bank ARUVIKKARA

Indian Bank ARUVIKKARA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code IDIB000A070 is decoded as: bank identifier IDIB (Indian Bank) and branch code 00A070, which uniquely identifies this ARUVIKKARA location. This branch reports MICR 695019081 (used for cheque clearing), BSR 0304631 (required for TDS and income tax filings), SWIFT IDIBINBBARK (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is APVI/684B FIRST FLOORSABARI BUILDING HIGH SCHOOL JUNCTIONARUVIKKARA ARUVIKKARA PIN 695564 in HIGH SCHOOL JUNCTION ARUVIKKARA district, THIRUVANANTHAPURAM, KERALA (PIN: 695564). For branch-specific queries, call +914722888232. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indian Bank ARUVIKKARA branch in THIRUVANANTHAPURAM.

What is the IFSC code of Indian Bank ARUVIKKARA branch?
The IFSC code of Indian Bank ARUVIKKARA branch in THIRUVANANTHAPURAM, KERALA is IDIB000A070. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Indian Bank ARUVIKKARA located and how can I contact them?
The branch is physically located at: APVI/684B FIRST FLOORSABARI BUILDING HIGH SCHOOL JUNCTIONARUVIKKARA ARUVIKKARA PIN 695564, THIRUVANANTHAPURAM, KERALA - 695564. You can reach the branch customer desk directly at +914722888232 for operational or account assistance.
What is the MICR code of Indian Bank ARUVIKKARA and how is it used?
The MICR code of Indian Bank ARUVIKKARA is 695019081. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Indian Bank ARUVIKKARA?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

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IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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