Indian Overseas Bank CHAKALA Branch IFSC Code, Address & Phone - GREATER BOMBAY, MAHARASHTRA | IFSCTeam Skip to Main Content
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Verified Branch Registry

Indian Overseas Bank
CHAKALA Branch
RBI Sourced

Official branch credentials for Indian Overseas Bank located in GREATER BOMBAY, MAHARASHTRA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
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Internal Financial System Code
IOBA0000756
Institutional Data Node

Banking Data Matrix

MICR Code
400020036
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000756
Unique to CHAKALA in GREATER BOMBAY
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
IOBA
Identifies Indian Overseas Bank across India
Branch Contact
28329137
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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Supported Payment Networks

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Typical Banking Hours (India)

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.
Physical Coordinates

"PL 1 , OMEX CORNER, CHAKALA, ANDHERI WEST, MUMBAI - 400099"

📍 District: MUMBAI
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code IOBA0000756

Follow these step-by-step instructions to use the IFSC code IOBA0000756 for sending money to Indian Overseas Bank CHAKALA branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indian Overseas Bank
  4. Enter IFSC Code: IOBA0000756
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: IOBA0000756
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: IOBA0000756
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IOBA0000756
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank

About Indian Overseas Bank CHAKALA

Indian Overseas Bank CHAKALA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code IOBA0000756 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 000756, which uniquely identifies this CHAKALA location. This branch reports MICR 400020036 (used for cheque clearing). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is PL 1 , OMEX CORNER, CHAKALA, ANDHERI WEST, MUMBAI - 400099 in MUMBAI district, GREATER BOMBAY, MAHARASHTRA. For branch-specific queries, call 28329137. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indian Overseas Bank CHAKALA branch in GREATER BOMBAY.

What is the IFSC code of Indian Overseas Bank CHAKALA branch?
The IFSC code of Indian Overseas Bank CHAKALA in GREATER BOMBAY, MAHARASHTRA is IOBA0000756. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as IOBA (the bank identifier), a reserved '0', and 000756 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Indian Overseas Bank CHAKALA branch located?
The branch is located at PL 1 , OMEX CORNER, CHAKALA, ANDHERI WEST, MUMBAI - 400099 in MUMBAI district, GREATER BOMBAY, MAHARASHTRA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Indian Overseas Bank CHAKALA?
You can reach the Indian Overseas Bank CHAKALA branch directly at 28329137 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Indian Overseas Bank CHAKALA?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC IOBA0000756 when adding this branch as a beneficiary.
What is the MICR code of Indian Overseas Bank CHAKALA?
The MICR code of Indian Overseas Bank CHAKALA is 400020036. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Indian Overseas Bank CHAKALA?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Overseas Bank customers in MAHARASHTRA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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