Indian Overseas Bank NADUVALUR Branch IFSC Code, Address & Phone - SALEM, TAMIL NADU | IFSCTeam Skip to Main Content
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Indian Overseas Bank
NADUVALUR Branch
RBI Sourced

Official branch credentials for Indian Overseas Bank located in SALEM, TAMIL NADU.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
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Internal Financial System Code
IOBA0002770
Institutional Data Node

Banking Data Matrix

MICR Code
636020037
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
002770
Unique to NADUVALUR in SALEM
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
IOBA
Identifies Indian Overseas Bank across India
Branch Contact
+914428584896
Call for branch-specific banking queries
PIN Code
636105
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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Supported Payment Networks

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Typical Banking Hours (India)

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.
Physical Coordinates

"1BY3,TRICHY MAIN ROAD,NADUVALUR 636105"

📍 District: GANGAVALLI 📮 PIN: 636105
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code IOBA0002770

Follow these step-by-step instructions to use the IFSC code IOBA0002770 for sending money to Indian Overseas Bank NADUVALUR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Indian Overseas Bank
  4. Enter IFSC Code: IOBA0002770
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: IOBA0002770
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: IOBA0002770
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IOBA0002770
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Indian Overseas Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Indian Overseas Bank

About Indian Overseas Bank NADUVALUR

Indian Overseas Bank NADUVALUR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code IOBA0002770 is decoded as: bank identifier IOBA (Indian Overseas Bank) and branch code 002770, which uniquely identifies this NADUVALUR location. This branch reports MICR 636020037 (used for cheque clearing). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is 1BY3,TRICHY MAIN ROAD,NADUVALUR 636105 in GANGAVALLI district, SALEM, TAMIL NADU (PIN: 636105). For branch-specific queries, call +914428584896. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Indian Overseas Bank NADUVALUR branch in SALEM.

What is the IFSC code of Indian Overseas Bank NADUVALUR branch?
The IFSC code of Indian Overseas Bank NADUVALUR in SALEM, TAMIL NADU is IOBA0002770. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as IOBA (the bank identifier), a reserved '0', and 002770 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Indian Overseas Bank NADUVALUR branch located?
The branch is located at 1BY3,TRICHY MAIN ROAD,NADUVALUR 636105 in GANGAVALLI district, SALEM, TAMIL NADU (PIN 636105). You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Indian Overseas Bank NADUVALUR?
You can reach the Indian Overseas Bank NADUVALUR branch directly at +914428584896 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Indian Overseas Bank NADUVALUR?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC IOBA0002770 when adding this branch as a beneficiary.
What is the MICR code of Indian Overseas Bank NADUVALUR?
The MICR code of Indian Overseas Bank NADUVALUR is 636020037. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Indian Overseas Bank NADUVALUR?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Indian Overseas Bank customers in TAMIL NADU.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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