Karnataka Bank
PENUGONDA Branch
RBI Sourced
Official branch credentials for Karnataka Bank located in WEST GODAVARI, ANDHRA PRADESH.
Banking Data Matrix
80/100
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Supported Payment Networks
Typical Banking Hours (India)
Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.
How to Use IFSC Code KARB0000681
Follow these step-by-step instructions to use the IFSC code KARB0000681 for sending money to Karnataka Bank PENUGONDA branch.
Send via NEFT
- Log into your Internet Banking or Mobile Banking app
- Go to Fund Transfer → Add Beneficiary
- Enter beneficiary name and account number at Karnataka Bank
- Enter IFSC Code: KARB0000681
- Select NEFT as transfer mode, enter amount, and confirm
- Money reaches within 30 minutes to 2 hours (processed in batches)
Send via RTGS (₹2 Lakh+)
- Open your bank's net banking portal or mobile app
- Navigate to Fund Transfer → RTGS
- Add beneficiary with account number + IFSC: KARB0000681
- Minimum transfer amount: ₹2,00,000
- Money is credited instantly in real-time (24x7 available)
Send via IMPS (Instant)
- Open your mobile banking app
- Select IMPS Transfer
- Enter beneficiary details with IFSC: KARB0000681
- Maximum limit: ₹5,00,000 per transaction
- Transfer completes within seconds — available 24x7x365
- Always double-check the IFSC code before confirming any transfer
- Cross-verify with your passbook or cheque book issued by Karnataka Bank
- For first-time transfers, send a small test amount (₹1-₹10) first
- Never share your OTP, PIN, or password with anyone claiming to be from Karnataka Bank
About Karnataka Bank PENUGONDA
Karnataka Bank PENUGONDA is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.
The IFSC code KARB0000681 is decoded as: bank identifier KARB (Karnataka Bank) and branch code 000681, which uniquely identifies this PENUGONDA location. This branch reports MICR 534052003 (used for cheque clearing), BSR 391451 (required for TDS and income tax filings), SWIFT KARBINBB068 (for international wire transfers). Supported payment rails: NEFT ✔ (half-hourly batch settlements); RTGS ✔ (real-time for amounts above ₹2 lakh); IMPS ✔ (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.
The registered address is D.NO.19-114. GROUND FLOOR, SIVALINGAM STREET, GANDHIBOMMA ROAD, OPP.CANARA BANK, PENUGONDA-534320 in PENUGONDA district, WEST GODAVARI, ANDHRA PRADESH (PIN: 534320). As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.
Frequently Asked Questions
Everything you need to know about Karnataka Bank PENUGONDA branch in WEST GODAVARI.
Related Banking Guides
Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Karnataka Bank customers in ANDHRA PRADESH.