Kerala Gramin Bank EDAYANNUR Branch IFSC Code, Address & Phone - KANNUR, KERALA | IFSCTeam Skip to Main Content
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Kerala Gramin Bank
EDAYANNUR Branch
RBI Sourced

Official branch credentials for Kerala Gramin Bank located in KANNUR, KERALA.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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KLGB0040401
Institutional Data Node

Banking Data Matrix

MICR Code
670480842
Used for cheque clearing at RBI
BSR Code
19001
Required for TDS & IT return filings
Branch Code
040401
Unique to EDAYANNUR in KANNUR
Swift Code (Intl)
KLGBINBB040
For international wire transfers
Node Status
Verified
Bank Identifier
KLGB
Identifies Kerala Gramin Bank across India
Branch Contact
+914902484241
Call for branch-specific banking queries
PIN Code
670595
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"CHALOD,P.O.EDAYANNUR,KANNUR,KERALA,PIN 670595"

📍 District: KANNUR 📮 PIN: 670595
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code KLGB0040401

Follow these step-by-step instructions to use the IFSC code KLGB0040401 for sending money to Kerala Gramin Bank EDAYANNUR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Kerala Gramin Bank
  4. Enter IFSC Code: KLGB0040401
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: KLGB0040401
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: KLGB0040401
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC KLGB0040401
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Kerala Gramin Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Kerala Gramin Bank

About Kerala Gramin Bank EDAYANNUR

Kerala Gramin Bank EDAYANNUR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code KLGB0040401 is decoded as: bank identifier KLGB (Kerala Gramin Bank) and branch code 040401, which uniquely identifies this EDAYANNUR location. This branch reports MICR 670480842 (used for cheque clearing), BSR 19001 (required for TDS and income tax filings), SWIFT KLGBINBB040 (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is CHALOD,P.O.EDAYANNUR,KANNUR,KERALA,PIN 670595 in KANNUR district, KANNUR, KERALA (PIN: 670595). For branch-specific queries, call +914902484241. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Kerala Gramin Bank EDAYANNUR branch in KANNUR.

What is the IFSC code of Kerala Gramin Bank EDAYANNUR branch?
The IFSC code of Kerala Gramin Bank EDAYANNUR branch in KANNUR, KERALA is KLGB0040401. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Kerala Gramin Bank EDAYANNUR located and how can I contact them?
The branch is physically located at: CHALOD,P.O.EDAYANNUR,KANNUR,KERALA,PIN 670595, KANNUR, KERALA - 670595. You can reach the branch customer desk directly at +914902484241 for operational or account assistance.
What is the MICR code of Kerala Gramin Bank EDAYANNUR and how is it used?
The MICR code of Kerala Gramin Bank EDAYANNUR is 670480842. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Kerala Gramin Bank EDAYANNUR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Kerala Gramin Bank customers in KERALA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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