Nilambur Co-operative Urban Bank PANDIKKAD BRANCH Branch IFSC Code, Address & Phone - MALAPPURAM, KERALA | IFSCTeam Skip to Main Content
Login
Nilambur Co-operative Urban Bank logo NU

Nilambur Co-operative Urban Bank
PANDIKKAD BRANCH Branch
RBI Sourced

Official branch credentials for Nilambur Co-operative Urban Bank located in MALAPPURAM, KERALA.

System Sync Active
Registry v26.04
Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
Live Network Sync: Active · Source: RBI Official
Powered by IFSCTeam API →
NCUB0000008
Institutional Data Node

Banking Data Matrix

MICR Code
679792153
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000008
Unique to PANDIKKAD BRANCH in MALAPPURAM
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
NCUB
Identifies Nilambur Co-operative Urban Bank across India
Branch Contact
+914832783485
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

AI Trust Analysis

Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"PERINTHALMANNA ROAD,PANDIKKAD.P.O.PIN 676521"

📍 District: PANDIKKAD
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code NCUB0000008

Follow these step-by-step instructions to use the IFSC code NCUB0000008 for sending money to Nilambur Co-operative Urban Bank PANDIKKAD BRANCH branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Nilambur Co-operative Urban Bank
  4. Enter IFSC Code: NCUB0000008
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: NCUB0000008
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: NCUB0000008
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC NCUB0000008
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Nilambur Co-operative Urban Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Nilambur Co-operative Urban Bank

About Nilambur Co-operative Urban Bank PANDIKKAD BRANCH

Nilambur Co-operative Urban Bank PANDIKKAD BRANCH is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code NCUB0000008 is decoded as: bank identifier NCUB (Nilambur Co-operative Urban Bank) and branch code 000008, which uniquely identifies this PANDIKKAD BRANCH location. This branch reports MICR 679792153 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is PERINTHALMANNA ROAD,PANDIKKAD.P.O.PIN 676521 in PANDIKKAD district, MALAPPURAM, KERALA. For branch-specific queries, call +914832783485. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Nilambur Co-operative Urban Bank PANDIKKAD BRANCH branch in MALAPPURAM.

What is the IFSC code of Nilambur Co-operative Urban Bank PANDIKKAD BRANCH branch?
The IFSC code of Nilambur Co-operative Urban Bank PANDIKKAD BRANCH in MALAPPURAM, KERALA is NCUB0000008. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as NCUB (the bank identifier), a reserved '0', and 000008 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Nilambur Co-operative Urban Bank PANDIKKAD BRANCH branch located?
The branch is located at PERINTHALMANNA ROAD,PANDIKKAD.P.O.PIN 676521 in PANDIKKAD district, MALAPPURAM, KERALA. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Nilambur Co-operative Urban Bank PANDIKKAD BRANCH?
You can reach the Nilambur Co-operative Urban Bank PANDIKKAD BRANCH branch directly at +914832783485 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Nilambur Co-operative Urban Bank PANDIKKAD BRANCH?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh) and IMPS (instant, 24×7, up to ₹5 lakh). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC NCUB0000008 when adding this branch as a beneficiary.
What is the MICR code of Nilambur Co-operative Urban Bank PANDIKKAD BRANCH?
The MICR code of Nilambur Co-operative Urban Bank PANDIKKAD BRANCH is 679792153. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Nilambur Co-operative Urban Bank PANDIKKAD BRANCH?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Nilambur Co-operative Urban Bank customers in KERALA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
IFSC Code Copied

IFSC Copied!

We cross-verify data with RBI to ensure 100% transactional safety. Your rating helps us maintain India's most trusted banking registry.

Data Copied to Clipboard

Report Fraud

Help protect the community. Select the issue with Nilambur Co-operative Urban Bank.