Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH Branch IFSC Code, Address & Phone - MALAPPURAM, KERALA | IFSCTeam Skip to Main Content
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Nilambur Co-operative Urban Bank
KARUVARAKUNDU EVENING BRANCH Branch
RBI Sourced

Official branch credentials for Nilambur Co-operative Urban Bank located in MALAPPURAM, KERALA.

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Nikky Dhale
Nikky Dhale
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Financial Strategist & Banking Analyst
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NCUB0000020
Institutional Data Node

Banking Data Matrix

MICR Code
679792155
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000020
Unique to KARUVARAKUNDU EVENING BRANCH in MALAPPURAM
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
NCUB
Identifies Nilambur Co-operative Urban Bank across India
Branch Contact
+914931282270
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NO
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is recorded as unavailable at this branch.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"BUILDING NO.1036,MARANATTU PLACEWARD NO.10,KIZHAKKETHALA POST,MALAPPURAM DIST - 676523"

📍 District: KARUVARAKUNDU
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code NCUB0000020

Follow these step-by-step instructions to use the IFSC code NCUB0000020 for sending money to Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Nilambur Co-operative Urban Bank
  4. Enter IFSC Code: NCUB0000020
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: NCUB0000020
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: NCUB0000020
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC NCUB0000020
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Nilambur Co-operative Urban Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Nilambur Co-operative Urban Bank

About Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH

Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code NCUB0000020 is decoded as: bank identifier NCUB (Nilambur Co-operative Urban Bank) and branch code 000020, which uniquely identifies this KARUVARAKUNDU EVENING BRANCH location. This branch reports MICR 679792155 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is BUILDING NO.1036,MARANATTU PLACEWARD NO.10,KIZHAKKETHALA POST,MALAPPURAM DIST - 676523 in KARUVARAKUNDU district, MALAPPURAM, KERALA. For branch-specific queries, call +914931282270. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH branch in MALAPPURAM.

What is the IFSC code of Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH branch?
The IFSC code of Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH branch in MALAPPURAM, KERALA is NCUB0000020. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH located and how can I contact them?
The branch is physically located at: BUILDING NO.1036,MARANATTU PLACEWARD NO.10,KIZHAKKETHALA POST,MALAPPURAM DIST - 676523, MALAPPURAM, KERALA. You can reach the branch customer desk directly at +914931282270 for operational or account assistance.
What is the MICR code of Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH and how is it used?
The MICR code of Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH is 679792155. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Nilambur Co-operative Urban Bank KARUVARAKUNDU EVENING BRANCH?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Nilambur Co-operative Urban Bank customers in KERALA.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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