Punjab & Sind Bank NATHUWALA WEST Branch IFSC Code, Address & Phone - MOGA, PUNJAB | IFSCTeam Skip to Main Content
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Punjab & Sind Bank
NATHUWALA WEST Branch
RBI Sourced

Official branch credentials for Punjab & Sind Bank located in MOGA, PUNJAB.

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Nikky Dhale
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PSIB0000401
Institutional Data Node

Banking Data Matrix

MICR Code
142023154
Used for cheque clearing at RBI
BSR Code
Not Available
Required for TDS & IT return filings
Branch Code
000401
Unique to NATHUWALA WEST in MOGA
Swift Code (Intl)
Not Available
For international wire transfers
Node Status
Verified
Bank Identifier
PSIB
Identifies Punjab & Sind Bank across India
Branch Contact
+911636275222
Call for branch-specific banking queries
PIN Code
Not Available
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

Multi-factor score: Data source (RBI Sourced), freshness, fraud reports, and bank health. How we verify

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Click "Generate Analysis" to get an AI-powered trust assessment of this branch based on data source, verification history, fraud reports, and community feedback.

UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"NATHUWALA WEST DISTT FARIDKOT PUNJAB 142038"

📍 District: NATHUWALA JADID
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code PSIB0000401

Follow these step-by-step instructions to use the IFSC code PSIB0000401 for sending money to Punjab & Sind Bank NATHUWALA WEST branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Punjab & Sind Bank
  4. Enter IFSC Code: PSIB0000401
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: PSIB0000401
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: PSIB0000401
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC PSIB0000401
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Punjab & Sind Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Punjab & Sind Bank

About Punjab & Sind Bank NATHUWALA WEST

Punjab & Sind Bank NATHUWALA WEST is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code PSIB0000401 is decoded as: bank identifier PSIB (Punjab & Sind Bank) and branch code 000401, which uniquely identifies this NATHUWALA WEST location. This branch reports MICR 142023154 (used for cheque clearing). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is NATHUWALA WEST DISTT FARIDKOT PUNJAB 142038 in NATHUWALA JADID district, MOGA, PUNJAB. For branch-specific queries, call +911636275222. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Punjab & Sind Bank NATHUWALA WEST branch in MOGA.

What is the IFSC code of Punjab & Sind Bank NATHUWALA WEST branch?
The IFSC code of Punjab & Sind Bank NATHUWALA WEST in MOGA, PUNJAB is PSIB0000401. This 11-character code is assigned by the RBI to uniquely identify the branch for electronic fund transfers. It decodes as PSIB (the bank identifier), a reserved '0', and 000401 (this specific branch). You need it to add the branch as a beneficiary for NEFT, RTGS, IMPS, or UPI payments.
Where is the Punjab & Sind Bank NATHUWALA WEST branch located?
The branch is located at NATHUWALA WEST DISTT FARIDKOT PUNJAB 142038 in NATHUWALA JADID district, MOGA, PUNJAB. You can visit in person for services such as cash deposits, locker access, cheque-book collection, or loan enquiries during banking hours.
What is the contact number of Punjab & Sind Bank NATHUWALA WEST?
You can reach the Punjab & Sind Bank NATHUWALA WEST branch directly at +911636275222 for account, transfer, or service-related queries. For card blocking or net-banking support, the bank's national toll-free helpline is also available.
Which fund-transfer methods are supported at Punjab & Sind Bank NATHUWALA WEST?
This branch supports NEFT (half-hourly batch settlement), RTGS (real-time, for amounts above ₹2 lakh), IMPS (instant, 24×7, up to ₹5 lakh) and UPI (instant app-based payments). All electronic transfers are settled through the NPCI and regulated by the RBI. Use the IFSC PSIB0000401 when adding this branch as a beneficiary.
What is the MICR code of Punjab & Sind Bank NATHUWALA WEST?
The MICR code of Punjab & Sind Bank NATHUWALA WEST is 142023154. This 9-digit Magnetic Ink Character Recognition code is used for cheque clearing under the RBI's Cheque Truncation System (CTS). Unlike the IFSC, it applies only to physical cheque processing, not online transfers.
What are the typical banking hours at Punjab & Sind Bank NATHUWALA WEST?
Most scheduled commercial bank branches in India follow standard RBI working hours — roughly 10:00 AM to 4:00 PM on weekdays, with branches generally open on the 1st and 3rd Saturdays and closed on the 2nd and 4th Saturdays, Sundays, and public holidays. Exact timings can vary by location, so please verify directly with the branch before visiting. Digital banking — ATM, UPI, net banking, and the mobile app — remains available 24×7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Punjab & Sind Bank customers in PUNJAB.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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