Punjab National Bank MIDNAPUR Branch IFSC Code, Address & Phone - EAST MEDINIPUR, WEST BENGAL | IFSCTeam Skip to Main Content
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Punjab National Bank
MIDNAPUR Branch
RBI Sourced

Official branch credentials for Punjab National Bank located in EAST MEDINIPUR, WEST BENGAL.

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Nikky Dhale
Nikky Dhale
Chief Editor
Financial Strategist & Banking Analyst
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PUNB0018020
Institutional Data Node

Banking Data Matrix

MICR Code
721024202
Used for cheque clearing at RBI
BSR Code
0305211
Required for TDS & IT return filings
Branch Code
018020
Unique to MIDNAPUR in EAST MEDINIPUR
Swift Code (Intl)
PUNBINBB
For international wire transfers
Node Status
Verified
Bank Identifier
PUNB
Identifies Punjab National Bank across India
Branch Contact
03252232303
Call for branch-specific banking queries
PIN Code
721101
Postal Index Number
Trust Score RBI Sourced

80/100

Verified Safe

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UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
This branch supports all three RBI-regulated electronic payment systems: NEFT (half-hourly batch settlements, available 24×7 including holidays), RTGS (real-time gross settlement for amounts above ₹2,00,000), IMPS (instant transfers up to ₹5,00,000, available 24×7×365). UPI is also enabled for instant small-value payments.

Standard RBI working hours for scheduled commercial bank branches — shown as general guidance. Actual timings at this branch may differ.

Monday - Friday 10:00 AM - 4:00 PM
1st & 3rd Saturday 10:00 AM - 4:00 PM
2nd & 4th Saturday Closed
* These are typical hours only — Sundays and public holidays are closed, and individual branches set their own timings. Please confirm with the branch before visiting. Digital banking (ATM, UPI, net banking, mobile app) is available 24×7.

"RAJA NARENDRALAL KHAN,ROAD, SCHOOL BAZAR"

📍 District: MIDNAPUR 📮 PIN: 721101
Get Directions → Find Nearby ATM
Practical Guide

How to Use IFSC Code PUNB0018020

Follow these step-by-step instructions to use the IFSC code PUNB0018020 for sending money to Punjab National Bank MIDNAPUR branch.

NEFT

Send via NEFT

  1. Log into your Internet Banking or Mobile Banking app
  2. Go to Fund Transfer → Add Beneficiary
  3. Enter beneficiary name and account number at Punjab National Bank
  4. Enter IFSC Code: PUNB0018020
  5. Select NEFT as transfer mode, enter amount, and confirm
  6. Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS

Send via RTGS (₹2 Lakh+)

  1. Open your bank's net banking portal or mobile app
  2. Navigate to Fund Transfer → RTGS
  3. Add beneficiary with account number + IFSC: PUNB0018020
  4. Minimum transfer amount: ₹2,00,000
  5. Money is credited instantly in real-time (24x7 available)
IMPS

Send via IMPS (Instant)

  1. Open your mobile banking app
  2. Select IMPS Transfer
  3. Enter beneficiary details with IFSC: PUNB0018020
  4. Maximum limit: ₹5,00,000 per transaction
  5. Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC PUNB0018020
  • Always double-check the IFSC code before confirming any transfer
  • Cross-verify with your passbook or cheque book issued by Punjab National Bank
  • For first-time transfers, send a small test amount (₹1-₹10) first
  • Never share your OTP, PIN, or password with anyone claiming to be from Punjab National Bank

About Punjab National Bank MIDNAPUR

Punjab National Bank MIDNAPUR is a verified banking branch listed in the Reserve Bank of India's IFSC master directory. The verification timestamp is not yet recorded for this branch. A confidence score has not yet been assigned to this record.

The IFSC code PUNB0018020 is decoded as: bank identifier PUNB (Punjab National Bank) and branch code 018020, which uniquely identifies this MIDNAPUR location. This branch reports MICR 721024202 (used for cheque clearing), BSR 0305211 (required for TDS and income tax filings), SWIFT PUNBINBB (for international wire transfers). Supported payment rails: NEFT (half-hourly batch settlements); RTGS (real-time for amounts above ₹2 lakh); IMPS (instant, 24×7, up to ₹5 lakh). All electronic transactions are settled through the NPCI and regulated by the RBI.

The registered address is RAJA NARENDRALAL KHAN,ROAD, SCHOOL BAZAR in MIDNAPUR district, EAST MEDINIPUR, WEST BENGAL (PIN: 721101). For branch-specific queries, call 03252232303. As with all scheduled commercial bank branches in India, deposits up to ₹5,00,000 per account holder are insured under the DICGC framework.

Knowledge Base

Frequently Asked Questions

Everything you need to know about Punjab National Bank MIDNAPUR branch in EAST MEDINIPUR.

What is the IFSC code of Punjab National Bank MIDNAPUR branch?
The IFSC code of Punjab National Bank MIDNAPUR branch in EAST MEDINIPUR, WEST BENGAL is PUNB0018020. This 11-character alphanumeric code is assigned by the RBI to uniquely identify this branch during digital fund settlements like NEFT, RTGS, IMPS, and UPI transfers. The first 4 characters identify the bank name, the 5th character is '0' (control character), and the last 6 digits represent the branch code.
Where is Punjab National Bank MIDNAPUR located and how can I contact them?
The branch is physically located at: RAJA NARENDRALAL KHAN,ROAD, SCHOOL BAZAR, EAST MEDINIPUR, WEST BENGAL - 721101. You can reach the branch customer desk directly at 03252232303 for operational or account assistance.
What is the MICR code of Punjab National Bank MIDNAPUR and how is it used?
The MICR code of Punjab National Bank MIDNAPUR is 721024202. MICR stands for Magnetic Ink Character Recognition and is a 9-digit numeric code. It is printed at the bottom of the cheque book leaves and is used solely by clearing houses to automate physical cheque clearing through the Cheque Truncation System (CTS).
What are the working hours and holiday schedule for Punjab National Bank MIDNAPUR?
The branch operates Monday to Friday from 10:00 AM to 4:00 PM. It is open on the **1st and 3rd Saturdays** of each month and closed on the **2nd and 4th Saturdays**, Sundays, and all national or state holidays declared by the RBI. Digital banking operations are available 24/7.
Editorial Resources

Related Banking Guides

Deepen your understanding of banking operations, digital payments, and financial tools with these expert-written guides — curated specifically for Punjab National Bank customers in WEST BENGAL.

IMPS vs NEFT vs RTGS UPI Complete Guide Banking Security Tips IFSC Importance Guide MICR Codes Explained Net Banking Activation All Guides →
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